We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Joyful July's No-Spend Days Challenge!

1…1415171920…36

Comments

  • KajiKita
    KajiKita Posts: 9,154 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD Sunday here 😊

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 2 books of target 52 in 2026 as @ 4th January 
    Produce tracker: £10 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • QueenJess
    QueenJess Posts: 4,668 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring a NSD for yesterday, but not one today as DD needed shoes and clothes. 
    2026 decluttering: 53 🤑🥉
    2026 use up challenge: 24
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 I 🥉25 🥈50 🥇100 💎150
  • thepurplepixie
    thepurplepixie Posts: 3,703 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    So I have a few days to claim. 2nd 3rd 5th 6th 11th and 12th.  That makes 6 days so far.
  • Jay1_2
    Jay1_2 Posts: 161 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    NSDs for the 10th, 12th and 13th (had a supermarket delivery on the 11th).
    Toodle-pip :hello:
  • short_bird
    short_bird Posts: 4,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    NSD Sunday for a total of 9.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • cathybird
    cathybird Posts: 16,127 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 14 July 2025 at 5:04PM
    July 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    July targets


    AuntieL 2/18  image 

    beanielou 11/19  image  image  image 

    BridgetTheCat 8/8  image  image  image 

    Caeraugirl 10 

    cathybird 7/15  image  image 

    Changeyourlife25 6/10  image  image 

    Crazybee787 3/19  image 

    Crazycatlady2 3/15  image 

    cuddlymarm 15 

    CynicalPinnacle 10 

    Dizzycap 12/20  image  image  image 

    Doris17 7/15  image  image 

    InDebtEnby 2/12  image 

    IRunFar 10 

    Jay1 2 10/14  image  image  image 

    KajiKita 11/15  image  image  image 

    laurenh1 9/18  image  image 

    LittleMissDetermined 15 

    Money Choices 12 

    Optimistic Saver 6/18  image  image 

    Pinkpieuni 6/10  image  image 

    QueenJess 5/15  image  image 

    short bird 9/18   image 

    thepurplepixie 6/15   image  image 

    Thriftymissus 8/TF   image  image 

    VickyA 2 5/10   image  image 


    To see the updated results for July on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • CrazyBee787
    CrazyBee787 Posts: 1,439 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    Not today I have gone over budget on grocery shop, naughty me!
    Goal 1: Get a permenant job that sticks.
    Goal 2: Aim 15 No spend days in January or above actual so far - 0
    Goal 3: Get a lodger
    Goal 4: Once goal 1 & 3 complete add 1K to the EF
    Goal 5: Once goal 4 complete save for my own car as I do need one.
  • laurenh1
    laurenh1 Posts: 1,066 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Not one today, I am buying some wallpaper from Facebook marketplace! It is a bargain though haha and it will keep hubby out of trouble! 
  • Pinkpieuni
    Pinkpieuni Posts: 212 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Nsd for me today.

    Challenges

    NSD - January  - 3/10

    1. 2026 Mortgage-Free Wannabes #61 £1,129 /£29,000, MF target May 2026, current mortgage balance - £28,756

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)

  • Thriftymissus
    Thriftymissus Posts: 291 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    Two more for me since I last posted, that’s 8 altogether. Just doing my best x 
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 254K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.1K Work, Benefits & Business
  • 602.2K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture