July 2025 NSD challenge
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Joyful July's No-Spend Days Challenge!
Comments
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NSD 6/10
yesterday and today please
Jan 26 GC 🥞🧇 £172.30/£500
Debt free in 2026 - £437.18 of £4,226.52
NSD JAN 2/10
PAD JAN £29.751 -
Not one today. A lovely takeaway pizza for tea.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Saturday is day 8.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
July targetsAuntieL 2/18
beanielou 11/19
BridgetTheCat 8/8
Caeraugirl 10cathybird 7/15
Changeyourlife25 6/10
Crazybee787 3/19
Crazycatlady2 3/15
cuddlymarm 15CynicalPinnacle 10Dizzycap 12/20
Doris17 7/15
InDebtEnby 2/12
IRunFar 10Jay1 2 7/14
KajiKita 10/15
laurenh1 9/18
LittleMissDetermined 15Money Choices 12Optimistic Saver 6/18
Pinkpieuni 5/10
QueenJess 4/15
short bird 8/18
Thriftymissus 6/TF
VickyA 2 5/10
To see the updated results for July on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞2 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Good mornng all
Great going with all the NSDs It's a NSD 12/20 Sunday here - babyface is still on rest & I've just knocked her out. Might watch the Wimbledon Mens Final, but not inspired at the moment
Wishing everyone a Splendid NSD Sunday!# No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)# No.4 Save £12k in 2026 £2454.88 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £22 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)# No.5 Fiver Friday Challenge 2026 £25/£230 (1)# Make £2026 in 2026 £344.52 / £2026 (1)2 -
Nsd for me today.
Challenges
NSD - January - 3/10
1. 2026 Mortgage-Free Wannabes #61 £1,129 /£29,000, MF target May 2026, current mortgage balance - £28,756
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)
1 -
NSD 8/8 today - w00t! Target reached!
I will be buying some things for the parents today, but that’s spending their money, not mine 😀.
I’m really pleased with June/July’s credit card bill as well - no unnecessary spending so about a quarter of what it usually is 🤑2 -
Thanks Cathybird!
One today please 🙏 I've also sold some shoes on Vinted over night, bringing my total to 139, although im still waiting for 29 of that, currently there's 110 in my account for treats for the kiddos.
Have a great Sunday all xx2 -
Not today I have got out salt and pepper shakers from storage and decided to get everything I needed to get them into use, (funnel,salt and pepper!) I also got lunch for me and lodger!Goal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 0
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 1K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one.2
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