We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Joyful July's No-Spend Days Challenge!

1…1314161819…36

Comments

  • Changeyourlife25
    Changeyourlife25 Posts: 167 Forumite
    100 Posts Name Dropper Photogenic
    NSD 6/10 

    yesterday and today please :)
    Feb GC 🥬🍑 £6.14/£500
    Jan 26 GC 🥞🧇 £570.69/£500

    Debt free in 2026 - £551.03 of £4,226.52
    NSD FEB 0/10
    NSD JAN 8/10
    PAD FEB £2.24
    PAD JAN £140.38

  • beanielou
    beanielou Posts: 99,268 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not one today. A lovely takeaway pizza for tea. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • short_bird
    short_bird Posts: 4,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Saturday is day 8.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • cathybird
    cathybird Posts: 16,496 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 13 July 2025 at 5:00PM
    July 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    July targets


    AuntieL 2/18  image 

    beanielou 11/19  image  image  image 

    BridgetTheCat 8/8  image  image  image 

    Caeraugirl 10 

    cathybird 7/15  image  image 

    Changeyourlife25 6/10  image  image 

    Crazybee787 3/19  image 

    Crazycatlady2 3/15  image 

    cuddlymarm 15 

    CynicalPinnacle 10 

    Dizzycap 12/20  image  image  image 

    Doris17 7/15  image  image 

    InDebtEnby 2/12  image 

    IRunFar 10 

    Jay1 2 7/14  image  image 

    KajiKita 10/15  image  image  image 

    laurenh1 9/18  image  image 

    LittleMissDetermined 15 

    Money Choices 12 

    Optimistic Saver 6/18  image  image 

    Pinkpieuni 5/10  image  image 

    QueenJess 4/15  image 

    short bird 8/18   image 

    Thriftymissus 6/TF   image  image 

    VickyA 2 5/10   image  image 


    To see the updated results for July on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • beanielou
    beanielou Posts: 99,268 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Dizzycap
    Dizzycap Posts: 1,774 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Good mornng all  <3 Great going with all the NSDs  :)<3
    It's a NSD 12/20 Sunday here - babyface is still on rest & I've just knocked her out. Might watch the Wimbledon Mens Final, but not inspired at the moment  :/:#
    Wishing everyone a Splendid NSD Sunday!  <3
    ~ NSD 2026 Challenge April 16/20 (4)
    # No.12 Save £2 a Day 2026 £243.32 / £730 (4)
    # No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)
    # No.19 52 Week Env Challenge 2026 £520 / £1378 (4)
    # No.4 Save £12k in 2026  £6,234.25 / £12,000 (4)
    # No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)
    # No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)
    # Make £2026 in 2026 £1886.43 / £2026 (4)
  • Pinkpieuni
    Pinkpieuni Posts: 248 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Nsd for me today.

    Challenges

    NSD - April - 8/10

    1. 2026 Mortgage-Free Wannabes #61 £14,031.82/£29,000, MF target May 2026, current mortgage balance - £14,582.78

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2  £106/£1,378 -( 1/52)

    4. EF - £842

  • BridgetTheCat
    BridgetTheCat Posts: 257 Forumite
    100 Posts Mortgage-free Glee! First Anniversary Photogenic
    NSD 8/8 today - w00t! Target reached!

     I will be buying some things for the parents today, but that’s spending their money, not mine 😀.

    I’m really pleased with June/July’s credit card bill as well - no unnecessary spending so about a quarter of what it usually is 🤑
  • laurenh1
    laurenh1 Posts: 1,129 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Thanks Cathybird! 

    One today please 🙏 I've also sold some shoes on Vinted over night, bringing my total to 139, although im still waiting for 29 of that, currently there's 110 in my account for treats for the kiddos. 

    Have a great Sunday all xx 
  • CrazyBee787
    CrazyBee787 Posts: 1,772 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    edited 13 July 2025 at 12:01PM
    Not today I have got out salt and pepper shakers from storage and decided to get everything I needed to get them into use, (funnel,salt and pepper!) I also got lunch for me and lodger!

    Goals for 2026: -

    1. Save £4000 EF
    2. Save for a holiday if possible as well (secondry)
    3. No spends days 15+
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.9K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture