July 2025 NSD challenge
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Joyful July's No-Spend Days Challenge!
Comments
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I couldn't post here yesterday evening though did update the phone/tablet link, couldn't even post to say I couldn't put the list up, very frustrating. If the list in the evening doesn't seem to be updated, always worth trying the link instead.
MSE seem to have fixed it for now though I notice the message saying some are having technical troubles is still up at the top of the MSE page. 0 -
It’s getting very patchy posting here … Shame as it’s one of my main online interactions.One for today 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 1 books of target 52 in 2026 as @ 1st January
Produce tracker: £8 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
3/19 Please @cathybird Thank youXXGoal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 0
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 1K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one.1 -
Tuesday was day 6.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
July targetsAuntieL 2/18
BadBookkeeper 15beanielou 9/19
BridgetTheCat 5/8
Caeraugirl 10cathybird 5/15
Changeyourlife25 3/10
Crazybee787 3/19
Crazycatlady2 3/15
cuddlymarm 15CynicalPinnacle 10Dizzycap 6/20
Doris17 7/15
InDebtEnby 2/12
IRunFar 10Jay1 2 4/14
KajiKita 6/15
laurenh1 5/18
library0602 10LittleMissDetermined 15Money Choices 12Optimistic Saver 6/18
Pinkpieuni 2/10
QueenJess 3/15
short bird 6/18
thepurplepixie 15Thriftymissus 6/TF
VickyA 2 3/10
To see the updated results for June on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞0 -
Declaring a NSD today.2026 decluttering: 22026 use up challenge: 12026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 I 🥉25 🥈50 🥇100 💎 1501
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Good morning all, number 6 for me today 😃1
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Not today I am getting my hair done!Goal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 0
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 1K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one.1 -
Lunch out, so today is a spending day.1
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Hospital appointment today. Not counting the associated spends. So a NSD.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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