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Summertime

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Comments

  • PennysIntoPounds
    PennysIntoPounds Posts: 4,554 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Brilliant progress @rachmac3

    I have snuck in on the last day of the month by felling my final big OAT of summer, ordering the perfume for my belated birthday present. This should not have become an OAT but just felt overwhelming. Really pleased to have got it done.

    Do we want a new Autumn thread or are we going to live in British denial that it's still summer? 😁
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 47

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • Blackcats
    Blackcats Posts: 3,935 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    I'd like a new thread please - not because I want summer to be over but because Autumn will bring a different variety of tasks especially for folk who are keen gardeners,  we can be organised and cosy for the next 3 months and then it will be time for our sparkly Advent.  
  • KajiKita
    KajiKita Posts: 8,002 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I think new thread too. 😊
    Once I get the visit to my parents over and done with I can feel a whole new focus and drive within me to get stuff done here …

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 48 books of target 52 in 2025, as @ 31st August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Blackcats
    Blackcats Posts: 3,935 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    I turned up the hems on my dad's new joggers.  Felt very pleased with myself but they are still too long.  Note to self - measure, don't guess. 

    A selection of cardboard boxes have been squashed ready for the recycling on Tuesday.  Spare room looks so much better now.
  • badmemory
    badmemory Posts: 9,815 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Well as far as I am concerned summer must have finished at the end of July as my August bill was actually a bill of almost £14.  May, June & July was free & I only use around 20kWh per day!!  Yes 20 a day is an awful lot really.  The good news is that I am sure that I will easily reach solar payback time in the ten years they quoted
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,554 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Rightyhoo, will do us a nice autumnal new thread tomorrow. Everyone get any summer OATs in process this evening 🥂
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 47

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • rachmac3
    rachmac3 Posts: 468 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    I've just taken a few more things to the charity bin! (I haven't stopped today) They'd been annoying me for months because I would have preferred to take them to my local charity shop. Gone now!

    Debts                 04/01/25        01/09/25   

    Tesco CC          £6,509.97       £5,930 (now NatWest2)
    NatWest CC      £7,612.74      £6,905
    Lloyds CC          £6,112.60      £4,943.12
    1st Direct CC     £176.03         £6.68
    CC total             £20,411.34   £17,784.80
    TSB OD             £500             £0
    1st Direct OD     £600             £250 (0%)
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44   £9,005
    Total                  £36,195.78   £30,789.80
    EF £500
  • Wanna_Bee_Free
    Wanna_Bee_Free Posts: 2,377 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ooh, a cozy Autumn thread sounds perfect. I am popping back to say a huge thank you especially to PiP and Rachmac for getting me started with selling on Vinted. Given I started buying on Vinted a year ago and I sell on ebay it was odd how much of an OAT it was. No idea why. 

    Anyway, drum roll please. I sold 12 items thanks to you and made £36.40. :-)

    See you all on the new thread soon. 

  • rachmac3
    rachmac3 Posts: 468 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Excellent news @Wanna_Bee_Free !
    See you on the other side (thread) everyone!

    Debts                 04/01/25        01/09/25   

    Tesco CC          £6,509.97       £5,930 (now NatWest2)
    NatWest CC      £7,612.74      £6,905
    Lloyds CC          £6,112.60      £4,943.12
    1st Direct CC     £176.03         £6.68
    CC total             £20,411.34   £17,784.80
    TSB OD             £500             £0
    1st Direct OD     £600             £250 (0%)
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44   £9,005
    Total                  £36,195.78   £30,789.80
    EF £500
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