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Jubilant June's No-Spend Days Challenge!
Comments
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Not one today and won’t be tomorrow. Oh well! I’ll be happy however many I manage between now and the end of the month — still got time to squeeze four in before June 30. 🤞3
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Nsd yesterday.
Challenges
NSD August- 9/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £848/£1,378 -(32/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £13,852/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £65,895 Target MF (Jun 26) 307 days.
Loan - Jan 2025 £4,095 - Current balance £2,054
"Look after the pennies and the pounds will look after themselves"
3 -
Declaring another NSD today.2025 decluttering: 4,819 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟2025 use up challenge: 350🥉🥈🥇💎🏆Mini freezer challenge 0/-20Big kitchen declutter challenge 115/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002
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Just popped in to see that everyone survived the heat todayDeclaring a very ealy NSD Sunday 20/20 - I will be up very early with babyface and getting her sorted for the day as it's going to be 16 degrees at 4am here, so we will be out for her morning walk & bath before it jumps to 20 degrees at 5am - OUCH!Wishing everyone a (NON) Sizzling NSD Sunday!~ NSD 2025 - NSD August 25/20 (8 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 24 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £593.80 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £16,543.30 / £12,000 💯 (8) - Continuing (-30p)2
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June 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =June targetsAuntieL 9/18BadBookkeeper 1/15beanielou 19/19Caeraugirl 10cathybird 16/15Crazybee787 8/19Crazycatlady2 2/15cuddlymarm 8/15CynicalPinnacle 2/10Dizzycap 20/20Doris17 12/15InDebtEnby 7/10Jay1 2 4/14KajiKita 14/20laurenh1 15library0602 2/10LittleMissDetermined 9/15Money Choices 5/12Optimistic Saver 13/18Pinkpieuni 8/10Quantaqa 9/12QueenJess 10/15SecondStar 15short bird 15/18thepurplepixie 11/15Thriftymissus 17/21VickyA 2 8/10To see the updated results for June on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞2
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13/18 today, thanks so much. @cathybird 😎
From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.882 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
8/19 Please @cathybird Thank youXXMission Number One: Get a job!
Mission Number Two: Get a lodger!
Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1939.22
Once accomplished all three come back and start new missions!2 -
Sunday is day 15, thanks!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
One for me today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £593/£7002
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