We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Jubilant June's No-Spend Days Challenge!

1242527293035

Comments

  • Not one today and won’t be tomorrow. Oh well! I’ll be happy however many I manage between now and the end of the month — still got time to squeeze four in before June 30. 🤞 
  • Pinkpieuni
    Pinkpieuni Posts: 208 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Nsd yesterday.

    Challenges

    NSD - January  - 10

    1. 2026 Mortgage-Free Wannabes #61 £ /£29,000, MF target June 2026, current mortgage balance - £29,659.62

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - Current balance £1,029.22

    3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)

  • QueenJess
    QueenJess Posts: 4,650 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring another NSD today.
    2025 decluttering: 5,658 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟
    2025 use up challenge: 540🥉🥈🥇💎🏆 👑
    Big kitchen declutter challenge 146/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • Dizzycap
    Dizzycap Posts: 1,427 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Just popped in to see that everyone survived the heat today  :o<3
    Declaring a very ealy NSD Sunday 20/20 - I will be up very early with babyface and getting her sorted for the day as it's going to be 16 degrees at 4am here, so we will be out for her morning walk & bath before it jumps to 20 degrees at 5am - OUCH!
    Wishing everyone a (NON) Sizzling NSD Sunday!  :o<3
    ~ NSD 2026 - NSD January 1/20 (1)
    # No.36 Make £2026 in 2026 £318.94 / £2026 (1)
    # No.12 Save £2 a Day 2026 £60.83 / £730 (1)
    # No.2 Save 1p A Day 2026 £59.17 / £667.95 (1)
    # No.19 52 Week Env Challenge 2026 £130 / £1378 (1)
    # No.4 Save £12k in 2026 £0 / £12,000 (1)
    # No.4 £2 Savers Club 2026 - 25/12 - 24/10 £20 / £200 (1)
    # No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)
  • cathybird
    cathybird Posts: 16,077 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 22 June 2025 at 9:26PM
    June 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    June targets


    AuntieL 9/18  image  image 


    BadBookkeeper 1/15  image 


    beanielou 19/19  image  image  image  image  image 


    Caeraugirl 10 


    cathybird 16/15  image  image  image  image  image  image


    Crazybee787 8/19  image  image 


    Crazycatlady2 2/15  image 


    cuddlymarm 8/15  image  image 


    CynicalPinnacle 2/10  image 


    Dizzycap 20/20  image  image  image  image  image  image 


    Doris17 12/15  image  image  image 


    InDebtEnby 7/10  image  image 


    Jay1 2 4/14  image 


    KajiKita 14/20  image  image  image 


    laurenh1 15 


    library0602 2/10  image 


    LittleMissDetermined 9/15  image  image 


    Money Choices 5/12  image  image 


    Optimistic Saver 13/18  image  image  image 


    Pinkpieuni 8/10  image  image 


    Quantaqa 9/12  image  image 


    QueenJess 10/15  image  image  image 


    SecondStar 15 


    short bird 15/18   image  image  image  image 


    thepurplepixie 11/15   image  image  image 


    Thriftymissus 17/21   image  image  image  image 


    VickyA 2 8/10   image  image 



    To see the updated results for June on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • 13/18 today, thanks so much. @cathybird 😎
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
  • beanielou
    beanielou Posts: 97,530 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • CrazyBee787
    CrazyBee787 Posts: 1,420 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    8/19 Please @cathybird Thank youXX
    Goal 1: Get a permenant job that sticks.
    Goal 2: Aim 15 No spend days in January or above actual so far - 0
    Goal 3: Get a lodger
    Goal 4: Once goal 1 & 3 complete add 1K to the EF
    Goal 5: Once goal 4 complete save for my own car as I do need one.
  • short_bird
    short_bird Posts: 4,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sunday is day 15, thanks!
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • AuntieL
    AuntieL Posts: 460 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    One for me today 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    December 2025 NSD Challenge 1/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £93,038.66 (10years 5months)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = /£1000
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.1K Work, Benefits & Business
  • 602.2K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.