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Comments

  • KajiKita
    KajiKita Posts: 9,077 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD Friday here 😊

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 0 books of target 52 in 2026 as @ 1st January 
    Produce tracker: £0 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 16,077 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 21 June 2025 at 3:13PM
    June 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    June targets


    AuntieL 8/18  image  image 


    BadBookkeeper 1/15  image 


    beanielou 18/19  image  image  image  image 


    Caeraugirl 10 


    cathybird 15/15  image  image  image  image  image 


    Crazybee787 7/19  image  image 


    Crazycatlady2 2/15  image 


    cuddlymarm 8/15  image  image 


    CynicalPinnacle 2/10  image 


    Dizzycap 19/20  image  image  image  image 


    Doris17 12/15  image  image  image 


    InDebtEnby 7/10  image  image 


    Jay1 2 4/14  image 


    KajiKita 14/20  image  image  image 


    laurenh1 15 


    library0602 2/10  image 


    LittleMissDetermined 9/15  image  image 


    Money Choices 5/12  image  image 


    Optimistic Saver 12/18  image  image  image 


    Pinkpieuni 7/10  image  image 


    Quantaqa 9/12  image  image 


    QueenJess 9/15  image  image 


    SecondStar 15 


    short bird 14/18   image  image  image 


    thepurplepixie 11/15   image  image  image 


    Thriftymissus 17/21   image  image  image  image 


    VickyA 2 8/10   image  image 



    To see the updated results for June on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • beanielou
    beanielou Posts: 97,530 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not one today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 16,077 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    cathybird said:
    @Crazybee787 very well, hope you're OK? xxx :)


    Yes thank you @cathybird however today I posted that I am on 6/19 thank you glad you are okayXX
    @Crazybee787 very sorry, now fixed. Thank you for letting me know :) I hope everyone will always let me know if there's an error! xxx :):)
  • short_bird
    short_bird Posts: 4,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Day 13 on Thursday and day 14 on Friday.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • beanielou
    beanielou Posts: 97,530 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Dizzycap
    Dizzycap Posts: 1,427 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Good morning all  <3
    It's a NSD 19/20 Saturday here! 
    Wishing everyone a Sizzling NSD Saturday - Keep cool!  <3
    ~ NSD 2026 - NSD January 1/20 (1)
    # No.36 Make £2026 in 2026 £318.94 / £2026 (1)
    # No.12 Save £2 a Day 2026 £60.83 / £730 (1)
    # No.2 Save 1p A Day 2026 £59.17 / £667.95 (1)
    # No.19 52 Week Env Challenge 2026 £130 / £1378 (1)
    # No.4 Save £12k in 2026 £0 / £12,000 (1)
    # No.4 £2 Savers Club 2026 - 25/12 - 24/10 £20 / £200 (1)
    # No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)
  • KajiKita
    KajiKita Posts: 9,077 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Not one today and won’t be tomorrow. 

    I have a feeling this month is going to be tight to reach target …

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 0 books of target 52 in 2026 as @ 1st January 
    Produce tracker: £0 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Quantaqa
    Quantaqa Posts: 175 Forumite
    100 Posts Name Dropper Photogenic
    Not one  today or tomorrow. Monday is likely go be my next one

    Frugal Living challenge 2025
    Grocery Challenge November £180


  • CrazyBee787
    CrazyBee787 Posts: 1,420 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    7/19 Please @cathybird Thank youXX
    Goal 1: Get a permenant job that sticks.
    Goal 2: Aim 15 No spend days in January or above actual so far - 0
    Goal 3: Get a lodger
    Goal 4: Once goal 1 & 3 complete add 1K to the EF
    Goal 5: Once goal 4 complete save for my own car as I do need one.
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