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Where is the safest place to save all my pin numbers and passwords?

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  • Eyeful
    Eyeful Posts: 988 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    edited 22 May at 10:52PM
    Use a reputable password manager, some are free some you pay for.
    For example.
    1. Bitwarden (free & paid) : https://bitwarden.com/
    2. 1Password (paid only) :  https://1password.com/
    3. Roboform (free & paid) : https://www.roboform.com/
    3. KeePass XC (free)  : https://keepassxc.org/

    4. You can see videos on YouTube about how to use the above PWM

    5. I suggest not using the PWM's that are built into browsers
  • leosayer
    leosayer Posts: 646 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I've used 1Password (linked above) for many years.

    It's got so many useful features and makes things so much easier, but it's not cheap.
  • Eco_Miser
    Eco_Miser Posts: 4,874 Forumite
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    I've been using the computer version of Password Safe for a long time, on Windows and Linux. The database is very securely encrypted, and you can safely keep backups on  USB sticks or in online storage if you wish.
    Other password managers are available.
    Eco Miser
    Saving money for well over half a century
  • masonic
    masonic Posts: 27,417 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Both Password Safe and Keepass are good options that confine your data to an encrypted vault on your device, so it is not stored online. You lose the convenience of seamless access from multiple devices, but it is a good compromise.
    I started using Ente Auth a while back for 2FA. It's another option where data is locally stored, and it has a nice compact view with the ability to see the current and next code so you don't have to wait if the current one is close to refreshing.
  • jaypers
    jaypers Posts: 1,052 Forumite
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    I really like Bitwarden. The free version is more than enough, it’s cloud based and it has 2FA for your master login. 
  • elsien
    elsien Posts: 36,195 Forumite
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    edited 23 May at 7:56AM
    Duplicate thread

    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • sausage_time
    sausage_time Posts: 1,525 Ambassador
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    elsien said:
    I have merged into the thread on this board.  It had slightly more traction.
    I’m a Forum Ambassador and I support the Forum Team on the Credit CardsSavings & investments, and Budgeting & Bank Accounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
    All views are my own and not the official line of MoneySavingExpert.
  • sausage_time
    sausage_time Posts: 1,525 Ambassador
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Eco_Miser said:
    I've been using the computer version of Password Safe for a long time, on Windows and Linux. The database is very securely encrypted, and you can safely keep backups on  USB sticks or in online storage if you wish.
    Other password managers are available.
    Another vote for Password Safe, https://pwsafe.org/

    There's an Android client too which I use.
    I’m a Forum Ambassador and I support the Forum Team on the Credit CardsSavings & investments, and Budgeting & Bank Accounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
    All views are my own and not the official line of MoneySavingExpert.
  • ctdctd
    ctdctd Posts: 1,102 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Another vote for keepass from me.
    I like that it's locally stored and does not require any online account or access once installed.
    To protect against loss, I keep copies of the database on my phone, the laptop and also in a cloud backup.
    To protect against file corruption, the phone and laptop copies are not automatically synchronised.
    Do Money Saving sites make you buy more bargains - and spend more money?
  • ButterCheese
    ButterCheese Posts: 594 Forumite
    500 Posts Third Anniversary Name Dropper
    My Dad has a safe and keeps his notebook in there.  This would cover for fire (if you buy an expensive fire-proof safe).  But someone could still rob the safe if it's not screwed down.  Best bet is to use those tamper-proof fastenings which snap off.  Or I've got a bike chain anchor that you screw in and then hammer tiny balls into the head of the screw - you'd need specialist tools to rob it but it can still be done.

    Most fraud/theft will be done digitally though.  As many have stated, password managers are set up for this.  But if you're not technically minded then you might struggle.

    The other option is (this is just an example):  Use the same password for each of your logins, but add a site-specific suffix to each one depending on the website.

    e.g. Lloyds account - password could be 1234_sdyoll
    Gmail could be 1234_liamg

    Make sure your main password without the suffix is very strong i.e caps, small letters, numbers, special characters.  

    It depends on your assessment of risk and what is the most likely way that your passwords could get compromised.  If you get burgled, it's unlikely they will be rooting around for your password book which they wouldn't even know existed, let alone where to find it.  They will be after jewelery, electronics, car keys etc and will be in and out before they are rumbled.  Also your details wouldn't be on the internet if they are in a book, however they may still be on your PC/phone if it is stolen.  Using a password manager with a thumb print is probably best, but I guess phones can still be broken into if the criminals know what they are looking for and have the skills/contacts to jailbreak your phone and the data held therein. 
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