2008 MFW newbies

Sosh

Can I just thank you all for being such a friendly and supportive bunch. I first posted 6 months ago, but someone made such derogatory comments about what I'd said, it put me off posting again. It was only when I came across this group and saw what a nice group you all are that I felt confident enough to try posting again.

Thanks guys and keep up the good work. :T

loomacdon

well done sosh and congratulations SPL :j:j:j

elantan

Sosh wrote: »

Can I just thank you all for being such a friendly and supportive bunch. I first posted 6 months ago, but someone made such derogatory comments about what I'd said, it put me off posting again. It was only when I came across this group and saw what a nice group you all are that I felt confident enough to try posting again.

Thanks guys and keep up the good work. :T

i'm sorry you encountered that before sosh some people on here can be total aholes...but thanks very much for coming back and giving us another shot most od us are a nice bunch just occasionally you do get a bad un

elantan

SPL brilliant news congrats to both of you

dont know what has happened with the interest though... could it be something to do with you changing your term (remember you did that before) could it be because you changed something that you are then changing the contract (or something) and therefore pay a different rate?

let me know how it goes im with the same place

SPL

Thanks to everyone for the best wishes - will keep you updated !!!

Elantan I will definitely post back with an update as I will call the bank over the next couple of days

It may be linked with changing the term but if so i will be interested to find out why as i have been assured that there are no charges associated with doing this - it has me baffled - Interestingly enough we do have two mortgages with the nationwide (one was a 'further advance' that we needed to take when we moved) and although we changed the term on this one also the daily interest did not change as the main mortgage did

I just know that I will raise a smile for my trusted advisor as I think I am the only person he has on his books who is trying to pay off their mortgage early and takes such a keen (yes - some may say sad ) interest in it .


you never know it may be a mistake and if so will certainly update so veryone else can follow up too

elantan

hey just think if it is a problem you will get the money back ...more paid off yippee

elantan

SPL wrote: »

Interestingly enough we do have two mortgages with the nationwide (one was a 'further advance' that we needed to take when we moved) and although we changed the term on this one also the daily interest did not change as the main mortgage did
.

that is strange ....

zavarony

Hi Bells
would you add another £100 onto my March total please - an unexpected transfer from paypal has topped up my overpayments - yay!!

Sosh

Well Pay day has finally arrived so I'm able to work out just how much I can overpay this Month:

Regular overpayment = £261.59 (amount varies with interest paid)
End of month surplus = £73.87
Mortgage Bear = £33.42

Which gives a total of £368.88. I'd love to round it up, but my Maternity pay has dropped dramitically this month. Also my mot, car tax and home insurance are all due in April. I've got money saved for those though so hopefully I should be ok.

bellsbells, I've pm'd you, it was my first attempt so hopefully you'll get it!

bellsbells

Sosh wrote: »

Just got back from a weekend away to find my annual mortgage statement waiting for me. This time last year, I was £19k ahead of my goal. Now I'm nearly £28k ahead. Yippeee!!

That is amazing! Nice one Sosh:j