2008 MFW newbies

bellsbells

:j Welcome to our new joiners and congratulations to Abouttimetoo, Sosh and Kezza who have all achieved their target for the year!:beer:

Thanks for all your messages of congratulations - other than the obvious tiredness all is going well - I just hope that soon he will manage on more than a 2 hour feeding cycle:eek: as my sleep is mostly taken in one hour blocks at the moment! He does manage to go a bit longer if sleeping on someones shoulder so I am really happy OH is not a work for a couple more weeks. Oh well, this phase will be over soon - he is already so much changed from when he was newborn.

bells

oojakapipi

Hi,

I have signed onto the 2009 challenge but thought I would put my progress this year on here to start me off.

I have OP £814.60 so far this year and will aim to OP by £1200 for 2008. I think I can achieve this as student loans have just told me I overpaid my loan (a few years ago) and they owe me just under £300!!!!!!!!

Congratulations on your new addition bellsbells :T

Sunny_Donny

Hi All

New rate for mortgage is from 1/12/08, so will work out what I have to overpay for Dec once it has gone out of the bank tomorrow. Will be back later in the month, -will reach target for this year and then move over to the 2009 challenge in January.

Hope everything is going well with new baby Bellsbells - congratulations!!

bellsbells

oojakapipi wrote: »

Hi,

I have signed onto the 2009 challenge but thought I would put my progress this year on here to start me off.

I have OP £814.60 so far this year and will aim to OP by £1200 for 2008. I think I can achieve this as student loans have just told me I overpaid my loan (a few years ago) and they owe me just under £300!!!!!!!!

Congratulations on your new addition bellsbells :T

welcome oojakapipi!

bellsbells

bellsbells wrote: »

Goal for 2008/general aims Total so far for the year Total for November
1. Martinslovechild - MFW Graduate
2. Poppyosaur - £2000 overpayment £1666 £
3. SPL - £5000 overpayment £7146.88 £
4. Elantan - £2000 overpayment £1146 £
5. Newmoneysaver - £1500 overpayment £3576.90 £
6. Lumpy Custard - Reduce mortgage to £20K £9200 £
7. Wheelies - £343.20 overpayment £117.20 £
8. Daft Pegasus - Reduce mortgage by £12000 £7010 £
9. Ms Cat - £2000 overpayment by end Nov £700 £
10 MF2015 - £8900 overpayment £3750 £
11. Hummingbird - £4685 overpayment £600 £
12. TEENY -
13. Bellsbells - £2500 overpayment £1870 £30
14. Atypicalblonde - £2500 overpayment £0 £
15. Frugalfreda - Overpay as much as possible £3000 £
16. Di-Dough - £3000 overpayment £1659.83 £139.28
17. Torbrex - MFW Graduate £2000 overpayment £11223.33 £5925.36 Became MF October 2008
18. Violet Blue - Reduce mortgage to £23000 Target reached - mortgage now £22,824.94
19. Belfastgirl23 - £2500 overpayment £2994 £
20. LouiseJ - £3720 overpayment £3470 £522
21. Thriftyget - Sub 30K by end of year
22. Jay1 - Overpay as much as possible
23. Squiggly Diddly - Overpay something each month £500 £
24. Kazzieg - Clear £35k mortgage
25. Zavarony - £3000 overpayment £2828 £278
26. Stripey Cheese Skirt - £3000 overpayment
27. SALTY69 - £3600 overpayment £700 £
28. Emma_Nottingham - £1600 overpayment by 2/11 £1541.35 £180
29. Macka0 - Pay off £5000 by October £1500 £
30. Kezza12 - £3000 overpayment £3000 £330 TARGET ACHIEVED!!!
31. Lifebegins - £6000 overpayment £2000 £2000
32. George_jetson - MFW Graduate - became MF July '08
33. Chrisbee - £600 overpayment £50 £
34. Sheslookinhot - Reduce mortgage to £13000 £3724 £331
35. Intheblackfinally -
36. DrGUID -
37. Lauren565 - £5000 overpayment £1,132 £
38. Cazzdevil -
39. Twinklie - £
40. Alion - £3000 overpayment £2500 £
41. Aliportico - £2000 overpayment £800 £
42. Steveswift - £4000 overpayment £2063 £
43. Tootallulah - £4500 overpayment £3050 £
44. Angel81uk -
45. Howskint? - £3500 £ £
46. Freaky-di - £1500 overpayment
47. Broomstick27 - £500 £
48. Gazella77 - £2000 overpayment £490 £
49. Alli_baba2 - £4500 overpayment £3792.37 £
50. Loomacdon - overpay as much as possible £4427.48 £
51. Bargainhunter - £2400 overpayment£1436.30 £
52. I,m Sad - £ £ £
53. Clockwatcher - £500 overpayment £600 £
54. Maximumtime - £4000 overpayment £ £
55. Hawksmuir - £1000 overpayment £800 £
56. Courgette - £2000 overpayment £2219.47 £ TARGET REACHED!!!!!
57. Sofasurfer - £5000 overpayment £50 £
58. Teasel26 - £1000 overpayment £ £
59. 49clare - £ £800.44 £
60. ShakyStoozer - £ £ £
61. ShreksBodyDouble - £1000 overpayment £690 £
62. IDN101 - £ £ £
63. Sosh - £4000 overpayment £5219.63 £663.73 TARGET ACHIEVED!!!!
64. Oggieinglos -
65. Steve-o - £7200 overpayment
66. Daisydog - £
67. Skint2008 - £
68. Mischiefmaker - £1000 overpayment £40 £
69. Courgette -
70. Gillybean - £2000 overpayment £100 £
71. Birdstill - Reduce mortgage by 20k £15K £
72. Bigadd - Overpay by £3564 £ £
73. Bubblette - Offset as much as possible
74. Gustavlebon -
75. Pollys - £2400 overpayment £5435 £655
76. Savvymummy - £1000 overpayment £197 £
77. Overthetop - £5130 overpayment £4560 £570
78. Snaggles - Get mortgage to below 32k £1531.83
79. Oompahloompah - £ £ £
80. Dingling68 - £1500 overpayment
81. Abouttimetoo - £2700 overpayment £4095.83 £745.83 Target achieved!!!!!
82. Sreppaw -
83. Aliwal - £1000 overpayment
84. Zebedy - £5000 overpayment £5970.77 £
85. Mustafa Say Ving - £5000 overpayment £585 £
86. Mrs Binsky - £6000 overpayment £3000 £
87. Mitchg - Mortgage free this summer
88. Shawtj2 - £600 overpayment by March '09
89. Bedhair - £1500 overpayment £300 £
90. Redmadcurls -
91. Moneysavingwannabe - £2250 overpayment £1039.60 £
92. Ilovecookies - Overpay as much as possible
93. Warrior Princess - £22000
94. Fuzzipeg - Reduce mortgage by 9K £4000 £
95. Shirlgirl - Overpay £22500 £20030.69 £1240
96. SuiDreams - £500 overpayment £380.85 £
97. Welshlassie - £240 overpayment £735.41 £
98. Jobags - Overpay 40K £34186 £
99. Laurar3 - £1500 0verpayment £1347 £
100. Cookie334 - Overpay £600 £334 £
101. Petscomer176 - Overpay £500 £152 £
102. Hels50 - Reduce mortgage to sub 60K
103. Vespa Rider - £3000 overpayment
104. Fluffysox - £2000 overpayment £3779 £500
105. AJ1982 - £5000 overpayment
106. Noodles42 - £2000 overpayment £2457.50 £
107. Gifford - £10000 overpayment £5000 £
108. Sportyjd - £1250 overpayment
109. Tro127 - £2008 overpayment £855 £
110. TurnaroundSue - £2000 overpayment £2135.70 TARGET REACHED!!!!!
111. LindsayO -
112. Floxxie - Mortgage down to 90K (target - £16433.79) August = £91175
113. Lilmil - £2500 overpayment £1160 £
114. Sunny Donny - £120 overpayment £91.50 £19.50
115. Ferguwat - £500 overpayment £400 £
116. Nic283 -
117. Want2beMF -
118. Shineyhappy - £5000 overpayment £1000 £
119. Herewegoagain - £4440 overpayment £7736.70 £707.70
120. Llydaw - £2500 0verpayment £1192 £
121. SnaxO -
122. PsychoPrincess - £5952.60 overpayment £180 £
123. Zekepes - £12500 overpayment £3000 £
124. Newbird -
125. Lunar Eclipse -Reduce mortgage by £100K £97K £
126. 2latenow - Reduce mortgage to £200k in 3 yrs £6270.77 £300 Target reached!!!!
127 Gladriel - £300 overpayment £1500 £
128. Optimisticpair -
129. Nellis10 - Overpay by £3000
130. Moominyak - Overpay by £2000 £1299.95 £104.58
131. Bernlyn -
132. Lilac Pixie -
133. Moniker - £6000 overpayment £5500 £500
134. Polesana -
135. Little Orange - Overpay by £1500 £282.41 £
136. Montillababe -
137. Leokiss -
137. LA83 - £130
138. Fivefifty - Pay off mortgage in 3 years
139. Topov - Overpay by £3000 £1000 £
140. Debjk -
141. Sky-blue pink - £1650 £150
142. Julie - Overpay by £9000 £3950 £
143. I, Brian - Overpay by £6000
144. Jexybird -
145. Lizziebell*80 -
146. Samantha1985 -
147. Earthgirl - Overpay by £6000 £5000 £
148. Gaz2202
149. J4m35 - £3310 £
150. Maslowe - £750 £
151. Kevjarvisuni - £2000 overpayment £600 £
152. Kazzys51 -
153. Longway2go -
154. Cake21 - £6000 overpayment £5686 £627
155. Frazzmunch - £600 overpayment £771 £471
156. TraceyJ -
157. Uzubairu - £5000 overpayment £3900 £
158. Waves117 - £6500 overpayment £4897 £962
159. Nuzzie -
160. Lister -
161. Licapica - £1050 Overpayment
162. Ema_O -
163. Mortgageslayer - Current Mortgage = 121000 Targer = 110000
164. Trudypretty - £100 £
165. AuntieH -
166. CountingPenniesClaire -
167. KittyKat - £250
168. ShelleyC - £250
169. Marrers -
170. Litespender -
171. Oojakapipi - £814.60

Only December to go - where has the year gone! Good luck everyone.

bellsbells

Well the first post is clear ready for Decembers totals. I will do a grand totals thread at the beginning of Jan listing everyones final overpayments, people who have achieved their targets and of course anyone who did it and became mortgage free!

I will also do an overall grand total of all our overpayments - now that is a number I am looking forward to seeing!

bells

Di-Dough

:santa2: Hi everybody - well sent off December's payment to the Mortgage Company which was £119.29. This makes a total for the year of £1779.11:j Might not have made my target of £3,000 but am still pretty pleased about what I have done and well done to everyone else who have overpayed/ reached and passed their targets:j See you all on the 2009 thread:D

Di - Number 16

belfastgirl23

Well I have just made my dec overpayment of £280 making a total of £3274 overpaid, 1.4% of my total mortgage debt :rolleyes: This does surpass my first goal of £2500 but doesn't quite make my second goal of £3500 which would have made the 1.5%. Still pleased with myself though especially considering how much everything else went up over the year. And there is a chance that DH will make a lump sum payment too! So I won't PM you Bellsbells till closer to the end of the month, just in case

When I think about it though this is money that would have been wasted on c**p if I hadn't been overpaying. Looking forward to 2009!

uzubairu

Hi bellsbells,

My November overpayment details have not been updated, and I have posted the details on this thread during the past month.

MFW #157

Overthetop

I completed the 2008 challenge today by making my last overpayment in 2008.

May I take this opportunity to thank Bellbells for all her input into the forum and keeping the running totals updated, this certainly motivated me to stay on track with my overpayments.

I would also like to thank all members on this forum, I may not often post messages myself but have often read others messages, again this was invaluable for helping to keep me motivated.

Hence a BIG thanks to one and all.

May I wish you all a very Merry Christmas and a wonderful New Year.
:beer: