Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18
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Magnificent May's No-Spend Days Challenge!
Comments
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NSD today 😁MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7001 -
NSD 13 for yesterday and train company acknowledged my claim and just over £71 on its way back to me.2
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May 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
May targetsAuntieL 18/18
BadBookkeeper 14/15
beanielou 27/19
birdsfoottrefoil 2/10
Caeraugirl 7/20
cathybird 19/15
Crazybee787 15/19
Crazycatlady2 16/15
cuddlymarm 18/15
Dizzycap 25/20
doingitanyway 10Doris17 4/15
ET22 2/10
InDebtEnby 15/10
Jay1 2 12/14
KajiKita 21/20
laura lau 20laurenh1 5/15
library0602 5/10
LittleMissDetermined 21/15
Louise600 10Money Choices 10Optimistic Saver 15/20
Pinkpieuni 19/10
Quantaqa 11/10
QueenJess 15/15
SecondStar 5/15
short bird 18/18
thepurplepixie 13/15
Thriftymissus 19/TF
viczs123 10To see the updated results for May on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞4 -
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Well done everyone! Will see you all over on the June NSD Thread
I won't be spending anything for the rest of this month, but will take a break from posting until the 1st June - Ta ta for now xx ~ NSD 2025 - NSD October 14/20 (9 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1278.68 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing1 -
Good morning
One for me today please
Sept Turtle 12/16 NSDs
Sept PADs £6351 -
Nsd day today.
Challenges
NSD - Oct 9/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £1,378/£1,378 -(52/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £21,284/£38,000
Mortgage - Jan 2025 £75,600-Current bal £52,167 Target MF (Jun 26) 278 days.
Loan - Jan 2025 £4,095 - Current balance £1,799.89
"Look after the pennies and the pounds will look after themselves"
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Not Today, I spent some money on business design.Missions for the rest of the year:-
1) Build up an emergency fund (EF)
2) Improve spending habits.
3) Create a budget that is compatible to me.
4) Buy healthier snacks to avoid junk food splurges.1 -
Last NSD of May for me 18/18 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7001 -
It’s one for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31071
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