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Magnificent May's No-Spend Days Challenge!
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Early call for today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
One today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21261 -
Number 18 for me today.Hope you had a wonderful day @CrazyBee787 💐2
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Thriftymissus said:Number 18 for me today.Hope you had a wonderful day @CrazyBee787 💐2
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Dizzycap said:Happy birthday @CrazyBee787 - I really hope you had a lovely day!Declaring an early 25/20 Wednesday - Enjoy!It seems I'm unable to update my sig, so will just have to log everything in my notebook for all the challenges2
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May 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =May targetsAuntieL 15/18BadBookkeeper 14/15beanielou 26/19birdsfoottrefoil 2/10Caeraugirl 7/20cathybird 17/15Crazybee787 14/19Crazycatlady2 15/15cuddlymarm 16/15Dizzycap 25/20doingitanyway 10Doris17 4/15ET22 2/10InDebtEnby 14/10Jay1 2 12/14KajiKita 19/20laura lau 20laurenh1 5/15library0602 5/10LittleMissDetermined 19/15Louise600 10Money Choices 10Optimistic Saver 15/20Pinkpieuni 16/10Quantaqa 11/10QueenJess 15/15SecondStar 5/15short bird 17/18thepurplepixie 12/15Thriftymissus 18/TFviczs123 10To see the updated results for May on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞0
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Nsd for me today.
Challenges
NSD July- 10/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £742/£1,378 -(28/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £10,224/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £66,136 Target MF (Jun 26) 342 days.
Loan - Jan 2025 £4,095 - Current balance £2,531
"Look after the pennies and the pounds will look after themselves"
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Another NSD today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001 -
NSD here today, 20/20 😊👏
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 36 books of target 52 in 2025, as @ 19th July
Produce tracker: £223 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Can pay add Tuesday please 😊1
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