Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18
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Magnificent May's No-Spend Days Challenge!
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Wednesday is day 13...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
12/19 Please @cathybird Thank youXX2
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Today has been NSD number 12. Thank you @cathybird2
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Another NSD for me today 😁MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7002 -
One for me today please 11/15Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £150/£2602
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Another for me please!2
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May 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =May targetsAuntieL 11/18BadBookkeeper 11/15beanielou 19/19birdsfoottrefoil 2/10Caeraugirl 3/20cathybird 12/15Crazybee787 12/19Crazycatlady2 10/15cuddlymarm 12/15Dizzycap 9/20doingitanyway 10Doris17 4/15ET22 2/10InDebtEnby 11/10Jay1 2 7/14KajiKita 15/20laura lau 20laurenh1 5/15library0602 4/10LittleMissDetermined 14/15Louise600 10Money Choices 10Optimistic Saver 12/20Pinkpieuni 13/10Quantaqa 9/10QueenJess 14/15SecondStar 5/15short bird 13/18thepurplepixie 10/15Thriftymissus 12/TFviczs123 10To see the updated results for May on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞2
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Another one for me2
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Forgot to declare my NSD yesterday and am also declaring one today!2025 decluttering: 3,550🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 309🥉🥈🥇💎🏆
Big kitchen declutter challenge 92/150
2025 decluttering goals Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002
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