May 2025 NSD challenge
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Magnificent May's No-Spend Days Challenge!
Comments
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Nsd today. I was secretly hoping to manage 20 this month but goodness it's so so hard.
Challenges
NSD - May - 1/10
1. 2026 Mortgage-Free Wannabes #61 £19,133.06/£29,000, MF target June 2026, current mortgage balance - £9,500
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £106/£1,378 -( 1/52)
4. EF - £1,292
2 -
One for today, please, @cathybird - 14/20
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.731 -
Number 12 for meCurrent No Spend Challenge: 7/13
2025 No Spend Days: 58/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
Morning x Number 15 for me today. Thank you @cathybird1
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Slinking back in...
I bagged two NSDs last Saturday and Sunday and am staking an early claim for one today, but I am woefully short of my target again this month.
Still, better to have a handful than none at all!#15 Save £12k in 2026 £7500/£120002 -
Early call for day 15.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
Another NSD for me today. I think that takes me to 10/10
Just a quiet day for me today. Gym this morning and now I'm going to do some baking and housework.Frugal Living challenge 2026
Ssve £12k in 2026
Grocery Challenge January 20261 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
May targetsAuntieL 13/18
BadBookkeeper 12/15
beanielou 22/19
birdsfoottrefoil 2/10
Caeraugirl 5/20
cathybird 14/15
Crazybee787 13/19
Crazycatlady2 13/15
cuddlymarm 13/15
Dizzycap 9/20
doingitanyway 10Doris17 4/15
ET22 2/10
InDebtEnby 12/10
Jay1 2 10/14
KajiKita 16/20
laura lau 20laurenh1 5/15
library0602 4/10
LittleMissDetermined 16/15
Louise600 10Money Choices 10Optimistic Saver 14/20
Pinkpieuni 14/10
Quantaqa 10/10
QueenJess 15/15
SecondStar 5/15
short bird 15/18
thepurplepixie 10/15
Thriftymissus 15/TF
viczs123 10To see the updated results for May on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞2 -
13/19 Please @cathybird Thank you XX1
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