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Magnificent May's No-Spend Days Challenge!
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cathybird said:I tend to make vet days spend days and group together other spends the same day, but considered on its own I agree it's an essential so I think an NSD. I'm happy to hear she's OK too!
She’s full of vim and feist again …! 🙄🤩😂❤️
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 36 books of target 52 in 2025, as @ 19th July
Produce tracker: £223 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Not today I have just purchased a toilet seat!2
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Nsd for me today.
Challenges
NSD July- 10/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £742/£1,378 -(28/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £10,224/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £66,136 Target MF (Jun 26) 342 days.
Loan - Jan 2025 £4,095 - Current balance £2,531
"Look after the pennies and the pounds will look after themselves"
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Good morning
One for me today please. Yesterday would have been because everything was YS but I saw strawberries at two punnets for £3 and the offer was just too good 😊
June NSD 8/152 -
One yesterday so now 13/15 should be another today but will post to update laterLightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £150/£2602
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Another one for me today. 11/10 🙂Frugal Living challenge 2025
Grocery Challenge June /£200
Save £12k in 2025 Challenge - Goal £30k
June NSD Challenge - 2/12NSDs1 -
May 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =May targetsAuntieL 13/18BadBookkeeper 13/15beanielou 23/19birdsfoottrefoil 2/10Caeraugirl 5/20cathybird 16/15Crazybee787 13/19Crazycatlady2 13/15cuddlymarm 14/15Dizzycap 9/20doingitanyway 10Doris17 4/15ET22 2/10InDebtEnby 12/10Jay1 2 10/14KajiKita 18/20laura lau 20laurenh1 5/15library0602 4/10LittleMissDetermined 17/15Louise600 10Money Choices 10Optimistic Saver 15/20Pinkpieuni 15/10Quantaqa 11/10QueenJess 15/15SecondStar 5/15short bird 15/18thepurplepixie 10/15Thriftymissus 16/TFviczs123 10To see the updated results for May on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞1
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Not one today so still 13/15Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £150/£2601
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NSD Sunday here 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 36 books of target 52 in 2025, as @ 19th July
Produce tracker: £223 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
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