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Magnificent May's No-Spend Days Challenge!
Comments
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11/19 Please @cathybird Thank youXX2
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Not today went out for coffee £5.00, expensive coffee.
Challenges
NSD July- 13/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £742/£1,378 -(28/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £10,224/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £66,136 Target MF (Jun 26) 338 days.
Loan - Jan 2025 £4,095 - Current balance £2,309
"Look after the pennies and the pounds will look after themselves"
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After an expensive weekend, I have hit my target today of 10/102
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NSD Tuesday 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001 -
May 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =May targetsAuntieL 10/18BadBookkeeper 10/15beanielou 18/19birdsfoottrefoil 2/10Caeraugirl 3/20cathybird 11/15Crazybee787 11/19Crazycatlady2 10/15cuddlymarm 12/15Dizzycap 9/20doingitanyway 10Doris17 4/15ET22 2/10InDebtEnby 10/10Jay1 2 7/14KajiKita 15/20laura lau 20laurenh1 5/15library0602 3/10LittleMissDetermined 14/15Louise600 10Money Choices 10Optimistic Saver 12/20Pinkpieuni 13/10Quantaqa 9/10QueenJess 12/15SecondStar 5/15short bird 12/18thepurplepixie 10/15Thriftymissus 11/TFviczs123 10To see the updated results for May on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞2
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Forgot to report one yesterday and declaring early for today 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 39 books of target 52 in 2025, as @ 27th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
it's another for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21261 -
Nsd wednesday for me.
Challenges
NSD July- 13/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £742/£1,378 -(28/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £10,224/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £66,136 Target MF (Jun 26) 338 days.
Loan - Jan 2025 £4,095 - Current balance £2,309
"Look after the pennies and the pounds will look after themselves"
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12/20 NSDs to date, including today.
From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.881 -
Hi, another one for me today. 9/10 🙂Frugal Living challenge 2025
Grocery Challenge June /£200
Save £12k in 2025 Challenge - Goal £30k
June NSD Challenge - 2/12NSDs2
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