May 2025 NSD challenge
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Magnificent May's No-Spend Days Challenge!
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10/19 Please @cathybird Thank youXXMission Number One: Get a job!
Mission Number Two: Get a lodger!
Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1997.17
Once accomplished all three come back and start new missions!1 -
Spend day so still 10/15 had to pay for an unexpected school trip!Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £175/£2601
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One for Monday 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 45 books of target 52 in 2025, as @ 27th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
May targetsAuntieL 9/18
BadBookkeeper 10/15
beanielou 18/19
birdsfoottrefoil 2/10
Caeraugirl 3/20
cathybird 11/15
Crazybee787 10/19
Crazycatlady2 10/15
cuddlymarm 12/15
Dizzycap 9/20
doingitanyway 10Doris17 4/15
ET22 2/10
InDebtEnby 9/10
Jay1 2 7/14
KajiKita 13/20
laura lau 20laurenh1 5/15
library0602 3/10
LittleMissDetermined 13/15
Louise600 10Money Choices 10Optimistic Saver 11/20
Pinkpieuni 12/10
Quantaqa 8/10
QueenJess 12/15
SecondStar 5/15
short bird 12/18
thepurplepixie 10/15
Thriftymissus 11/TF
viczs123 10To see the updated results for May on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
Declaring a NSD today.2025 decluttering: 4,462 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟2025 use up challenge: 350🥉🥈🥇💎🏆Mini freezer challenge +1/-20Big kitchen declutter challenge 115/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001
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Morning x
Today will be NSD number 11 for me. I think/hope I’m going to be racking up a good few more NSDs before the month’s out. I’ve had more days this month than usual where spending has been needed. I don’t like it! 🤣0 -
Good morning
One for me today please
August PAD £4650 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Declaring another NSD today.2025 decluttering: 4,462 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟2025 use up challenge: 350🥉🥈🥇💎🏆Mini freezer challenge +1/-20Big kitchen declutter challenge 115/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001
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Grrr forgot I was trying to have a NSD and bought some water & fruit as long day in the office today will try harder for tomorrow still 10/15Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £175/£2601
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