Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 10/18
We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Magnificent May's No-Spend Days Challenge!
Comments
-
Reporting NSDs on Wednesday and Thursday 😁MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £593/£7003 -
Declaring another NSD today.2025 decluttering: 4,392 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟2025 use up challenge: 345🥉🥈🥇💎🏆Mini freezer challenge +3/-20Big kitchen declutter challenge 115/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5003
-
6/15 for me pleaseLightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £175/£2603
-
NSD here today 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 44 books of target 52 in 2025, as @ 21st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
May 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =May targetsAuntieL 5/18BadBookkeeper 6/15beanielou 7/19birdsfoottrefoil 10Caeraugirl 2/20cathybird 5/15Crazybee787 4/19Crazycatlady2 6/15cuddlymarm 4/15Dizzycap 9/20doingitanyway 10Doris17 3/15ET22 1/10InDebtEnby 5/10Jay1 2 3/14KajiKita 6/20laura lau 20laurenh1 5/15library0602 1/10LittleMissDetermined 5/15Louise600 10Money Choices 10Optimistic Saver 4/20Pinkpieuni 5/10Quantaqa 6/10QueenJess 5/15SecondStar 5/15short bird 6/18thepurplepixie 5/15Thriftymissus 7/TFviczs123 10To see the updated results for May on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞3
-
Look at the NSD Train go!Declaring a very early NSD 9/20 Friday - I will be picking up a little shopping for an unwell elderly neighbour early in the morning, but they'll be paying - I feel like a 'personal shopper' spending other peoples moneyWishing everyone a Fantastic NSD Friday! Let's keep the NSD train rolling along~ NSD 2025 - NSD August 23/20 (8 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 24 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £593.80 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £16,543.30 / £12,000 💯 (8) - Continuing (-30p)3
-
Good morning
Finally one for me today please. I’m going to attempt to make it through the weekend without spending until my food shop on Monday now 😀
August PAD £1652 -
Not one for me today. Treating my parents to afternoon tea and buying my dad a card. Need petrol so may go mad and buy a chocolate bar as well. 🤗2
-
Today is an unexpected NSD, so that's me at 6/10. I did go for a coffee with a friend this morning but she paid for us both. It'll be my turn next time but it gives me another May NSD.Frugal Living challenge 2025
Grocery Challenge August /£180
Save £12k in 2025 Challenge - Goal £30k
August NSD Challenge - 5/15NSDs2 -
Early call for day 6.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards