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Magnificent May's No-Spend Days Challenge!
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Finally! NSD #3 for me yesterday after another very spendy few days. Today likely to see more spends as will be ordering a garden room (aka shed 😆), but at least this is planned for. Then must get my head back in the game, as I've definitely fallen out of the NSD habit these last few months.#21 Save £12k in 2025 £12577.35/£20000
July NSD Challenge 0/102 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
One for me today please 4/15
"Make Everyday Count"2 -
Not one today, emergency ice cream needed! Still 6/15 😎🍦Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £150/£2603
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6/19 Please @cathybird Thank youXX1
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Not today - run out of a lot of stuff today and used the ‘spend day’ to also get some practical stuff like scissor sharpeners and a new peg bag.
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 36 books of target 52 in 2025, as @ 19th July
Produce tracker: £205 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
May 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =May targetsAuntieL 5/18BadBookkeeper 6/15beanielou 10/19birdsfoottrefoil 10Caeraugirl 3/20cathybird 7/15Crazybee787 6/19Crazycatlady2 7/15cuddlymarm 5/15Dizzycap 9/20doingitanyway 10Doris17 4/15ET22 2/10InDebtEnby 6/10Jay1 2 5/14KajiKita 8/20laura lau 20laurenh1 5/15library0602 1/10LittleMissDetermined 7/15Louise600 10Money Choices 10Optimistic Saver 6/20Pinkpieuni 6/10Quantaqa 6/10QueenJess 7/15SecondStar 5/15short bird 6/18thepurplepixie 5/15Thriftymissus 7/TFviczs123 10To see the updated results for May on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞2
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I can't remember what I did on Thursday and Friday - on the one hand I don't think I spent any money, but I know I bought bread and milk some time.... So let's say one NSD, one spending day.
Saturday and Sunday were both spend days.1 -
After a couple of spendy days, I am declaring a NSD early today.2025 decluttering: 3,452🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 289🥉🥈🥇💎🏆
Big kitchen declutter challenge 78/150
2025 decluttering goals Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
Nsd for me today.
Challenges
NSD July- 8/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £742/£1,378 -(28/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £10,224/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £66,136 Target MF (Jun 26) 351 days.
Loan - Jan 2025 £4,095 - Current balance £2,531
"Look after the pennies and the pounds will look after themselves"
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