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Magnificent May's No-Spend Days Challenge!
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Finally! NSD #3 for me yesterday after another very spendy few days. Today likely to see more spends as will be ordering a garden room (aka shed 😆), but at least this is planned for. Then must get my head back in the game, as I've definitely fallen out of the NSD habit these last few months.#21 Save £12k in 2025 £19277.35/£200002
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
One for me today please 4/15
"Make Everyday Count"2 -
Not one today, emergency ice cream needed! Still 6/15 😎🍦Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £220/£260. PAD member.3
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6/19 Please @cathybird Thank youXXMissions for the rest of the year:-
1) Build up an emergency fund (EF)
2) Improve spending habits.
3) Create a budget that is compatible to me.
4) Buy healthier snacks to avoid junk food splurges.1 -
Not today - run out of a lot of stuff today and used the ‘spend day’ to also get some practical stuff like scissor sharpeners and a new peg bag.
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 58 books of target 52 in 2025, as @ 12th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
May 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
May targetsAuntieL 5/18
BadBookkeeper 6/15
beanielou 10/19
birdsfoottrefoil 10Caeraugirl 3/20
cathybird 7/15
Crazybee787 6/19
Crazycatlady2 7/15
cuddlymarm 5/15
Dizzycap 9/20
doingitanyway 10Doris17 4/15
ET22 2/10
InDebtEnby 6/10
Jay1 2 5/14
KajiKita 8/20
laura lau 20laurenh1 5/15
library0602 1/10
LittleMissDetermined 7/15
Louise600 10Money Choices 10Optimistic Saver 6/20
Pinkpieuni 6/10
Quantaqa 6/10
QueenJess 7/15
SecondStar 5/15
short bird 6/18
thepurplepixie 5/15
Thriftymissus 7/TF
viczs123 10To see the updated results for May on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞2 -
I can't remember what I did on Thursday and Friday - on the one hand I don't think I spent any money, but I know I bought bread and milk some time.... So let's say one NSD, one spending day.
Saturday and Sunday were both spend days.Toodle-pip :hello:1 -
After a couple of spendy days, I am declaring a NSD early today.2025 decluttering: 5,229 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 395🥉🥈🥇💎🏆Big kitchen declutter challenge 132/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001
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Nsd for me today.
Challenges
NSD - Oct 9/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £1,378/£1,378 -(52/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £21,284/£38,000
Mortgage - Jan 2025 £75,600-Current bal £52,167 Target MF (Jun 26) 278 days.
Loan - Jan 2025 £4,095 - Current balance £1,799.89
"Look after the pennies and the pounds will look after themselves"
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