May 2025 NSD challenge
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Magnificent May's No-Spend Days Challenge!
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Another today 8/15 bank account looks a bit low so need to be more careful until end of the monthLightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £150/£2601
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Nsd for me today. Was very difficult not to spend today - I was craving chocolate for comfortable. Thanks to signing up to this group, didn't spend and will taking a couple more snacks to work with going forward to bag a few more no spend days.
Challenges
NSD July- 10/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £742/£1,378 -(28/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £10,224/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £66,136 Target MF (Jun 26) 342 days.
Loan - Jan 2025 £4,095 - Current balance £2,531
"Look after the pennies and the pounds will look after themselves"
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NSD Tuesday here 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 37 books of target 52 in 2025, as @ 23rd July
Produce tracker: £223 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
May targetsAuntieL 7/18
BadBookkeeper 8/15
beanielou 13/19
birdsfoottrefoil 2/10
Caeraugirl 3/20
cathybird 7/15
Crazybee787 6/19
Crazycatlady2 7/15
cuddlymarm 7/15
Dizzycap 9/20
doingitanyway 10Doris17 4/15
ET22 2/10
InDebtEnby 8/10
Jay1 2 6/14
KajiKita 10/20
laura lau 20laurenh1 5/15
library0602 2/10
LittleMissDetermined 9/15
Louise600 10Money Choices 10Optimistic Saver 6/20
Pinkpieuni 7/10
Quantaqa 6/10
QueenJess 9/15
SecondStar 5/15
short bird 8/18
thepurplepixie 6/15
Thriftymissus 7/TF
viczs123 10To see the updated results for May on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
Day 6 for me. Should have been 7 but DH sabotaged me.1
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Another one for me1
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Declaring another NSD early today.2025 decluttering: 3,491🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 292🥉🥈🥇💎🏆
Big kitchen declutter challenge 83/150
2025 decluttering goals Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
It's a NSD for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21261 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Monday was an NSD.
Yesterday wasn't, I needed some new trainers and then went round the charity shops and bought clothes I didn't really need... and then bought a couple of drinks (the second was because there was nowhere to fill my water bottle - the toilets had only hot taps).
Today I will be getting groceries which for me counts as a spending day.Toodle-pip :hello:2
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