We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Magnificent May's No-Spend Days Challenge!

Comments

cuddlymarm Posts: 2,322 Forumite

15 May 2025 at 7:14AM

Good morning
One for me today please

Pay off by Xmas 2026 £175/£2324.67
February NSDs 6/15
February PADs £55
February grocery challenge £67.42/£200
2
LittleMissDetermined Posts: 10,600 Forumite

15 May 2025 at 7:39AM

It's another NSD for me today - whoop!
LMD x

Life gets in the way...PADding is addictive...Saving's better than spending...
My savings diary - Now for a healthier, wealthier me

2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017

EF £1000/£1000 | Sabbatical £4685/£6000

2
cathybird Posts: 16,528 Forumite

15 May 2025 at 11:32AM

Alas it seems that Dizzycap has been banned. I thought it was unusual for her to be so quiet. What a shame

2
cathybird Posts: 16,528 Forumite

15 May 2025 at 11:33AM edited 15 May 2025 at 9:58PM

May 2025 NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

May targets

AuntieL 9/18

BadBookkeeper 9/15

beanielou 14/19

birdsfoottrefoil 2/10

Caeraugirl 3/20

cathybird 8/15

Crazybee787 6/19

Crazycatlady2 7/15

cuddlymarm 8/15

Dizzycap 9/20

doingitanyway 10

Doris17 4/15

ET22 2/10

InDebtEnby 9/10

Jay1 2 6/14

KajiKita 11/20

laura lau 20

laurenh1 5/15

library0602 2/10

LittleMissDetermined 10/15

Louise600 10

Money Choices 10

Optimistic Saver 8/20

Pinkpieuni 8/10

Quantaqa 6/10

QueenJess 9/15

SecondStar 5/15

short bird 9/18

thepurplepixie 7/15

Thriftymissus 7/TF

viczs123 10

To see the updated results for May on phone or tablet, click here

🌞 🌞 Newcomers welcome! 🌞 🌞

2
Optimistic_Saver Posts: 366 Forumite

15 May 2025 at 11:46AM

Another NSD today, please, @cathybird - 8/20

March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27

NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94

Mortgage: £54,048.73
2
AuntieL Posts: 502 Forumite

15 May 2025 at 3:28PM

Another NSD for me today. Half way there 😁

Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15

MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£1000
2
Quantaqa Posts: 197 Forumite

15 May 2025 at 3:58PM

Hi, still at 6 NSDs..it's been a spendy week. Hopefully tomorrow will be my next NSD x

Frugal Living challenge 2026
Ssve £12k in 2026
Grocery Challenge January 2026

0
KajiKita Posts: 10,003 Forumite

15 May 2025 at 5:59PM

NSD Thursday here 😊

KK

As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030

Read 28 books of target 52 in 2026 as @ 23rd April.
Produce tracker: £78 of £400 in 2026

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
2
beanielou Posts: 99,387 Ambassador

15 May 2025 at 8:42PM

One today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.
1
Pinkpieuni Posts: 252 Forumite

15 May 2025 at 9:02PM edited 15 May 2025 at 9:21PM

Not today spent £1.30 on lunch, going for cheapest options nowadays, and numbers going in somewhat right direction. This despite losing £'000s due to deprecating US$, more reason to keep going and more importantly clear as much debt as possible - no taking even 1 penny for granted.

Challenges
NSD - April - 12/10
1. 2026 Mortgage-Free Wannabes #61 £14,031.82/£29,000, MF target May 2026, current mortgage balance - £14,582.78
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £106/£1,378 -( 1/52)
4. EF - £842
1

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

Categories

All Categories
354.4K Banking & Borrowing
254.4K Reduce Debt & Boost Income
455.4K Spending & Discounts
247.3K Work, Benefits & Business
604K Mortgages, Homes & Bills
178.4K Life & Family
261.5K Travel & Transport
1.5M Hobbies & Leisure
16K Discuss & Feedback
37.7K Read-Only Boards