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No surname issue while buying a property

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  • HillStreetBlues
    HillStreetBlues Posts: 6,113 Forumite
    1,000 Posts Third Anniversary Homepage Hero Photogenic
    edited 10 April at 9:34PM
    Could you just repeat your first name like Andy Andy,

    Let's Be Careful Out There
  • drspouse
    drspouse Posts: 61 Forumite
    Part of the Furniture 10 Posts Photogenic Name Dropper
    I'd be fascinated to know about the cultural origin of this naming tradition.
    My DH has no middle name and I once had to fill in a form for him with John Noteveryonehasamiddlename Smith.
  • Silvertabby
    Silvertabby Posts: 10,149 Forumite
    10,000 Posts Eighth Anniversary Name Dropper Photogenic
    I don't have a middle name either - but I've never come across a form that demanded one.  The closest was my log in set up in my last job - I was told to use 3 letters, being my first 2 initials and the first letter of my surname.  Luckily, my only initial and the first 2 letters of my surname worked.  But I was actually accused of lying/hiding my middle name, because "everyone has more than one name". 
  • TripleH
    TripleH Posts: 3,188 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    My parents bought a house in the 1980's. In the legal paperwork my father used a 'middle' name.
    30 odd years later after my father had passed, my mother tried to downsize but hit a problem. The 'middle' name my father used was his confirmation name(?) And not a 'legal' middle name sordid not show on his death or birth certificates. This delayed the sale and my mother had to get an indemnity policy against the person who appeared on the purchase claiming ownership. My father didn't have a British name and I can't find anyone in the UK with the same name.
    Regardless, be careful about just putting any old name / using the same name twice. It might be worth getting legal advice on how to resolve this formally.
    May you find your sister soon Helli.
    Sleep well.
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 12 April at 5:46PM
    My birth certificate doesn’t have my middle name as Mum and Dad only decided on it for definite after I was registered IIRC. I managed to get it on my driving licence though, and as a result it now also appears on my passport too. Meanwhile MrEH has two middle names - greedy devil. 😂
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
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  • Silvertabby
    Silvertabby Posts: 10,149 Forumite
    10,000 Posts Eighth Anniversary Name Dropper Photogenic
    To do with claiming a pension rather than buying a house....  Back in my LGPS days I took a phone call from a frantic member - she wanted to claim her pension, but we had asked for a copy of her birth certificate, and she had a problem.  Seems her parents had decided on the name Florence.  She had been christened Florence, and had always used Florence.  But her dad had registered her birth after wetting the baby's head a little too liberally, and her birth certificate said 'Florrie Baby'.  I just asked her  to send a covering letter explaining what had happened, and all was well 

    Mind you, we had more than one query from fund members because their birth certificates were in their maiden names, and asking  if they needed to get them be re-issued in their current/married name......
  • Kim_13
    Kim_13 Posts: 3,444 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    I would think that splitting your name over the two boxes would be better than None, Not Applicable or putting your name twice - then it’s a formatting issue and there’s nothing on it that isn’t your legal name.
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The problem is that will then give problems down the line - when the OP’s name on the title doesn’t match up with their other ID documents. There must be a workaround for it - I suspect calls to both HMRC and HMLR may be needed. Although in the second of those, perhaps @Land_Registry might be able to shed some light? 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks @Land_Registry - it's not something I have encountered, but in a situation where one uses the portal to submit the AP1 and supporting paperwork, I do wonder whether the portal will allow an application without at least 2 names (first name/surname) - clearly it's financially less than ideal to have to submit a paper application instead as it will cost the client a far higher fee!
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
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