No surname issue while buying a property

zsreech

Hi,
I only have a first name and no surname. My surname field is blank in all my legal documents such as passport, driving license, visa, educational certifications and bank accounts.

I have checked with my Mortgage provider and they have assured me that my name will appear as it is on the passport. I want the registration of the house to be made in the correct name. 

My solicitor says she is unable to proceed with many systems as part of property buying with my surname being blank. She has no clue how to proceed with this.

Has anyone faced a similar situation or heard about someone facing a similar situation and how they were able to overcome it?

Flugelhorn

Goodness me never heard of anyone else doing this, can see the problem for you - is it people from a specific country who just one name and hence no surname in all the documents - if so is there a solicitor somewhere that is more familiar with this? Maybe some just put the same name twice - bit like in the US when they can't cope if you have no middle initial

Silvertabby

You don't mention 'birth certificate' in your list of legal documents.  Does that show your surname at birth, and did you then change your name by deed poll?  

FlorayG

I guess it's just the 'computer says no' issue
I would ask them to put the same name in both boxes. You may have to put up with being known to some departments as Zsreech Zsreech

fullyrendered

Like a Brazilian footballer? Or McLovin from Superbad :-)

DullGreyGuy

zsreech said:

My solicitor says she is unable to proceed with many systems as part of property buying with my surname being blank. She has no clue how to proceed with this.

Has anyone faced a similar situation or heard about someone facing a similar situation and how they were able to overcome it?

We had someone on here not long ago who was having similar problems of having multiple forenames/given names but no surname but theirs wasnt related to a house purchase. In their case the airline in question had clear guidance on how to complete their systems, which varied slightly if your flight included the US. 


In the first instance you need to get clarification from the solicitor exactly what problems there are with exactly what systems etc. The Land Registry seem exceptionally flexible in how names are entered with their forms like the TR1 as there are no separate boxes for the different components etc. It maybe they will need to complete some forms outside of their system if its a them problem rather than a wider issue. 

zsreech

DullGreyGuy said:

zsreech said:

My solicitor says she is unable to proceed with many systems as part of property buying with my surname being blank. She has no clue how to proceed with this.

Has anyone faced a similar situation or heard about someone facing a similar situation and how they were able to overcome it?

We had someone on here not long ago who was having similar problems of having multiple forenames/given names but no surname but theirs wasnt related to a house purchase. In their case the airline in question had clear guidance on how to complete their systems, which varied slightly if your flight included the US. 


In the first instance you need to get clarification from the solicitor exactly what problems there are with exactly what systems etc. The Land Registry seem exceptionally flexible in how names are entered with their forms like the TR1 as there are no separate boxes for the different components etc. It maybe they will need to complete some forms outside of their system if its a them problem rather than a wider issue. 

Thanks @DullGreyGuy. I have spoken again to my solicitor and she has responded saying she is reaching out to others within her professional circles for opinion and help. I will keep this thread posted.

EssexHebridean

Hmmm...yes, pretty sure that both in the SDLT1 form and the AP1 Surname is one of the required fields! 

DullGreyGuy

EssexHebridean said:

Hmmm...yes, pretty sure that both in the SDLT1 form and the AP1 Surname is one of the required fields! 

AP1 just has a name field; SDLT1 does have a first name and surname name field so is likely to be a challenge especially as there are no guidance notes for those without both.  More generally when people ask HMRC online about those with no surname their answer is "phone us"

RHemmings

I remember reading many years ago of someone who only had initials. In one form they entered their name as:

First name: R (Only)
Middle name: Z (Only)
Surname: Jones 

And, the documents came back with them being named Ronly Zonly Jones. EDIT: This is an urban legend and it was Ronly Bonly Jones. 

More on-topic for the thread, I'm sure there's a good chance that if the OP puts something in the Surname box like 'No surname' that they'll get documents back naming 'Zsreech Nosurname'. 

EssexHebridean

DullGreyGuy said:

EssexHebridean said:

Hmmm...yes, pretty sure that both in the SDLT1 form and the AP1 Surname is one of the required fields! 

AP1 just has a name field; SDLT1 does have a first name and surname name field so is likely to be a challenge especially as there are no guidance notes for those without both.  More generally when people ask HMRC online about those with no surname their answer is "phone us"

The platform we used until recently for submitting registrations definitely has the fields separately and demands that both be completed, I can't recall what the score is on the LR portal but I thought it was much the same. (On the eAP1 it comes out as a single name field. 

None of this should be insurmountable, just a bit challenging!