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Amazing April's No-Spend Days Challenge!

12357…47

Comments

  • AuntieL
    AuntieL Posts: 480 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    Kicking April off with NSD Wednesday 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    January 2026 NSD Challenge 5/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £92,396.89 (10years 4months)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £44.43/ £1000
  • ET22
    ET22 Posts: 222 Forumite
    Fourth Anniversary 100 Posts Photogenic Name Dropper
    Sticking with 20 please. Second NSD so far  :)  
    Current debt approximately 5000
    Goal- Zero debt by mid 2025
    Savings in 2026- an emergency fund of 5000

  • Dizzycap
    Dizzycap Posts: 1,512 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Declaring a NSD Thursday 3/20 before it arrives as I know I won't be spending o:)<3
    Wishing everyone a Thrifty NSD Thursday!
    ~ NSD 2026 Challenge January 20/20 (1)
    # No.12 Save £2 a Day 2026 £60.83 / £730 (1)
    # No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)
    # No.19 52 Week Env Challenge 2026 £130 / £1378 (1)
    # No.4 Save £12k in 2026  £2454.88 / £12,000 (1)
    # No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)
    # No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)
    # Make £2026 in 2026 £834.42 / £2026 (1)
  • Pinkpieuni
    Pinkpieuni Posts: 217 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Nsd Thursday today.

    Challenges

    NSD - January  - 8/10

    1. 2026 Mortgage-Free Wannabes #61 £1,269 /£29,000, MF target May 2026, current mortgage balance - £28,616.15

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)

  • QueenJess
    QueenJess Posts: 4,687 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring another NSD.
    2026 decluttering: 319 🤑🥉 ⭐️🥈🥇
    2026 use up challenge: 109🥉 ⭐️🥈🥇
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆300
  • beanielou
    beanielou Posts: 97,887 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Thriftymissus
    Thriftymissus Posts: 314 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    Number 3 today. 
    Went to pay for drinks and breakfast at a lovely little cafe and my friend insisted she was paying. I’d planned to pay but she was very insistent. 🤣
    that’s twice this week this has happened from different friends! It’s because I’ve done things for them that have helped…but not cost money. So I’m reflecting on my good fortune, especially as I also won a very smart handbag in a raffle earlier this week and kept it, rather than listing to sell! 
  • Crazycatlady2
    Crazycatlady2 Posts: 1,083 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Been missing for months as live been so chaotic and stressful

    Things are hopefully going to be a bit more normal now so hoping to jump back in with 15 please

    Hope everyone ok I'll try to keep up 🤣

    2 please x 
  • CrazyBee787
    CrazyBee787 Posts: 1,483 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    Not today I have treated myself after horrendous blood test!!
    Goal 1: Get a permenant job that sticks.
    Goal 2: Aim 15 No spend days in January or above actual so far - 6/15
    Goal 3: Get a lodger
    Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
    Goal 5: Once goal 4 complete save for my own car as I do need one? Do I?
  • cathybird
    cathybird Posts: 16,188 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Crazycatlady2 said:
    Been missing for months as live been so chaotic and stressful

    Things are hopefully going to be a bit more normal now so hoping to jump back in with 15 please

    Hope everyone ok I'll try to keep up 🤣

    2 please x 

    @Crazycatlady2 hi there image really great to see you back!! xx image
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