April 2025 NSD challenge
We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Amazing April's No-Spend Days Challenge!
Comments
-
I've welcomed in April with spending [hangs head in shame]. And I think I'll be spending tomorrow too.Toodle-pip :hello:1
-
Declaring a very early NSD Wednesday 2/20 - No need or interest in spending at the moment
Wishing everyone a Warm NSD Wednesday!
# No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)# No.4 Save £12k in 2026 £2454.88 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)# No.5 Fiver Friday Challenge 2026 £25/£230 (1)# Make £2026 in 2026 £834.42 / £2026 (1)1 -
For some reason I couldn’t see this thread last night even though I had bookmarked it! (Too tired.)
1st NSD for the 1st of the month 😊
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 7 books of target 52 in 2026 as @ 23rd January
Produce tracker: £29 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Good morning
One for me today please
Pay off by Xmas 2026 £175/£2324.67
January NSDs 12/15
January PADs £565
January grocery challenge £94.86/£1501 -
Hello, yesterday turned into an NSD as I didn’t end up paying for any drinks when I went out last night as my friend insisted on buying and today is definitely a day of not needing to spend.This is my long winded way of saying, 2 @cathybird and thank you.1
-
1 day so far
‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
Frugal living in 2026.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
6 month Emergency Fund: £5,768 / £8,000
Nationwide 1 year 6.5% Savings - £1,600 / £2,2001 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Morning (just lol)🌄
Not one yesterday as I booked my sons birthday party but one for today please x
1 -
Day 1 was yesterday.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
April targetsAuntieL 18BadBookkeeper 15beanielou 2/19
Caeraugirl 1/20
Cassingtonbear 10cathybird 15Crazybee787 19cuddlymarm 1/15
Dizzycap 2/20
ET22 20Honeysucklelou2 10InDebtEnby 10Jay1 2 14KajiKita 1/20
Kermit10 20laura lau 20laurenh1 1/18
LittleMissDetermined 15Louise600 1/10
Makingabobor2 15Money Choices 10Optimistic Saver 1/20
Pinkpieuni 10QueenJess 1/15
Saver-upper 15SecondStar 1/15
short bird 1/18
Thriftymissus 2/20
To see the updated results for April on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.3K Banking & Borrowing
- 254K Reduce Debt & Boost Income
- 454.9K Spending & Discounts
- 246.3K Work, Benefits & Business
- 602.5K Mortgages, Homes & Bills
- 177.9K Life & Family
- 260.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards