April 2025 NSD challenge
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Amazing April's No-Spend Days Challenge!
Comments
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Can I add one for wednesday please x1
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Hi
I’ve achieved 2 more NSDs. These were 11 and early call for today 17 April.
This makes my target 4/10 NSDs.
MoneyChoices
3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.001 -
Hi
Target should be 7/10 NSDs.
Money Choices
3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.001 -
13/19 please @cathybird Thank youXX I did spend today groceries (necessity and well under usual budget) and a voucher for £5.00 in Mr M&S so feel I can keep the No spend status. Thank you.Goal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 6/15
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one? Do I?1 -
Not one today as ordered new spectacles.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Nsd today, resisted the temptation to buy lunch in work.thanks
Challenges
NSD - January - 8/10
1. 2026 Mortgage-Free Wannabes #61 £1,269 /£29,000, MF target May 2026, current mortgage balance - £28,616.15
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)
1 -
Yet again a spend day! Paid for dentist visit & out tonight for a few drinks. Hoping for 1 tomorrow as been a spendy few days still 7/15.Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6601
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
April targetsAuntieL 3/18
BadBookkeeper 7/15
beanielou 16/19
Caeraugirl 7/20
cathybird 12/15
Crazybee787 13/19
Crazycatlady2 10/15
cuddlymarm 6/15
Dizzycap 16/20
doingitanyway 1/10
ET22 6/20
Honeysucklelou2 10InDebtEnby 5/10
Jay1 2 5/14
KajiKita 13/20
Kermit10 20laura lau 6/20
laurenh1 8/18
LittleMissDetermined 6/15
Louise600 3/10
Makingabobor2 15Money Choices 7/10
Optimistic Saver 13/20
Pinkpieuni 9/10
QueenJess 12/15
Saver-upper 15SecondStar 9/15
short bird 11/18
thepurplepixie 8/10
Thriftymissus 12/20
To see the updated results for April on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
Not today. Paid the vet bill to spring the cat from ‘jail’ after her op! 😳😉❤️
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 8 books of target 52 in 2026 as @ 24th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
5/10 for me. Halfway thereCurrent No Spend Challenge: 12/13
2025 No Spend Days: 12/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20300
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