📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Money Moral Dilemma: Should I stop paying for my irresponsible friend when we go out?

1235»

Comments

  • kimwp
    kimwp Posts: 2,828 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    Your friends might think you have tonnes more money than them or want to pay, because you keep offering to pay. Stop offering if you don't want to pay. And tell them you are going straight to the restaurant (don't give a reason) and tell them you'll meet them there (they can take a taxi if they can't get petrol sorted). Or keep paying them to be your friends.
    Statement of Affairs (SOA) link: https://www.lemonfool.co.uk/financecalculators/soa.php

    For free, non-judgemental debt advice, try: Stepchange or National Debtline. Beware fee charging companies with similar names.
  • Mark_d
    Mark_d Posts: 2,401 Forumite
    1,000 Posts First Anniversary Name Dropper
    This week's MoneySaver who wants advice asks...

    My friend and her partner are irresponsible with money, wasting it on takeaways and other treats. She often asks us to collect them when we go out as they've no fuel in their car, and readily accepts if we offer to pay for meals and drinks, which we do knowing that they're often short of money. Yet I'm sure that they earn more than us. I don't want to damage our relationship and would miss going out with them, but why should we keep paying for their irresponsible behaviour?

    Unfortunately the MSE team can't answer Money Moral Dilemma questions as contributions are emailed in or suggested in person. They are intended to be a point of debate and discussed at face value. Remember that behind each dilemma there is a real person so, as the forum rules say, please keep it kind and keep it clean.

    B) If you haven’t already, join the forum to reply.
    :/ Got a Money Moral Dilemma of your own? Suggest an MMD.
    :# View past Money Moral Dilemmas.

    "I'll go out with you so long as you collect me and pay for meals/drinks" - You're effectively paying for them to go out with you.  Are you so desperate to be with these people that you'd pay them?
    For me, friendships have to be 50:50.  That means going to a pub for food where some people can't afford posh restaurants.  Of course there's an element of give & take, helping each other out...but if someone is constantly taking and never/rarely giving then I'd have to consider whether they're genuinely friends or just people out for themselves, looking to take advantage of others.
  • Obeeone
    Obeeone Posts: 6 Forumite
    First Anniversary First Post
    Some people are givers, others are takers! Stop allowing them to sponge off you.
  • Epsomdtc
    Epsomdtc Posts: 14 Forumite
    Sixth Anniversary 10 Posts Photogenic
    Look, if you've read this far down the thread, you're ready for a straightforward comment.

    Friends are expensive, it's a fact.

    Surely part of your friends appeal is their laissez-faire attitude to life?

    Put it into the expenses column and celebrate eccentricity & diversity. 
     
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,043 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Why do you offer to pay for their meals or drinks?  Just say you will split the bill or pay for your own. Same goes for lifts and just tell them you will meet them at the restaurant, pub or whatever. Most restaurants will split the bill with no problems. 


    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£162.90
    Save £12k in 2025 #1 £12000/£7000
  • cakebunny
    cakebunny Posts: 1 Newbie
    Part of the Furniture First Post Combo Breaker
    When the waiter brings the bill, say you've discovered a fabulously helpful bill splitter app - if they say they don't have enough money to pay their share, is there one which allows you to keep track of how much is owed to who?
    Say you want to take it in turns to drive, so that you two can drink (if you don't drink much, say you've heard stories of police being stricter).
    …and if they don’t have enough money to pay for their share of a meal, why are they happy to order the dishes and drinks that they’ve had?

    Follow Andrew’s advice and get a bill splitter app, tell them YOU are short of cash this week but are happy to pay for what you ate/drank and see what happens… if they say they haven’t got enough money, they can always stay and do the washing up at the restaurant!

    Have had ‘friends’ like this in the past (long before the days of apps!) but when I paid MY share (estimated generously, plus tip) in advance of the bill arriving at the table, they soon wanted to go through the bill in detail to check who had what! Just smiled and said I had to get home, never heard from them again… sad but true 
  • mlz1413
    mlz1413 Posts: 3,001 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I agree with the majority that you are enabling the behaviour,  so maybe you need to consider how to reset the balance. 

    Do you want to keep seeing them as a couple or would you prefer to just see your friend on your own?

    Would you be just as happy seeing them in McDonald's as you would at an Indian restaurant  (insert any fast food v any country of food here), it's more the price that is the point

    As the weather gets better could you suggest a day out rather than an evening. Just a drink at a nice park cafe or a walk around a country park

    If you like going for a sit down meal with them, then next time you are organising just say something like
    - we aren't drinking tonight
    - we can't pay for you both tonight 
    - can we go to the place near us and you pick us enroute

  • hcrr1984
    hcrr1984 Posts: 4 Newbie
    First Post
    If your failure to fund their enjoyment would be enough to put them off of socialising with you, are they really friends?

    Cut them off - either they'll take the hint and pay their own way, or you'll not see them again and know the 'friendship' was merely a parasitic arrangement.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.5K Banking & Borrowing
  • 252.9K Reduce Debt & Boost Income
  • 453.3K Spending & Discounts
  • 243.5K Work, Benefits & Business
  • 598.2K Mortgages, Homes & Bills
  • 176.7K Life & Family
  • 256.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.