Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
January 2026 NSD Challenge 5/15
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Marvellous March's No-Spend Days Challenge!
Comments
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Another NSD today.
Love the flashing lights too.Toodle-pip :hello:2 -
NSD Tuesday 😁MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £92,396.89 (10years 4months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £44.43/ £10001 -
NSD Tuesday here 😊
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 8 books of target 52 in 2026 as @ 24th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
March 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
March targetsAuntieL 11/18
BadBookkeeper 12/15
beanielou 18/19
birdsfoottrefoil 10BuzzyBees101 15Caeraugirl 10/20
Cassingtonbear 3/10cathybird 2/TFClarabelle73 15Crazybee787 10/19
cuddlymarm 7/15
Dizzycap 18/20
Doris17 4/15emmaj30 8ET22 5/20
GeorgianaCavendish 8Honeysucklelou2 2/10InDebtEnby 8/15
Jay1 2 11/12
KajiKita 12/20
laura lau 6/20
laurenh1 13/18
LittleMissDetermined 11/16
Louise600 3/10
Makingabobor2 15Money Choices 4/10
Moneycraver05 7/10
Optimistic Saver 11/22
Pauper1 20Pinkpieuni 9/10
QueenJess 15/15
Saver-upper 15SecondStar 5/15
short bird 12/18
Thriftymissus 16/16
Tjh1412 15To see the updated results for March on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
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thank you @CrazyBee787 that can’t have been easy to write.
a close relative of mine had psychosis, it was heart breaking. I worked with a charity on a writing project inspired by this.3 -
I used cashback for my shopping so a NSD for meCurrent No Spend Challenge: 12/13
2025 No Spend Days: 12/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
Morning NSDers xxDeclaring an early NSD Wednesday 18/20Wishing everyone a Wonderful NSD Wednesday
# No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)# No.4 Save £12k in 2026 £2454.88 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)# No.5 Fiver Friday Challenge 2026 £25/£230 (1)# Make £2026 in 2026 £834.42 / £2026 (1)2 -
Another early call for today please. I did pick up a tuna sandwich from the petrol station for my lunch but it was reduced to 11p & cheaper than it would be to to actually make a sandwich so I'll count it as groceries. X4
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Declaring a NSD early today. Target met!!! Not sure I’ve ever met it this early before 😄2026 decluttering: 319 🤑🥉 ⭐️🥈🥇
2026 use up challenge: 109🥉 ⭐️🥈🥇
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆3003
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