LJ's Mortgage free road to early retirement

LouiseJ

Thanks for that HP_Guy, always nice to see a new face:D

I didn't get anywhere with the matched betting and although I am quite good with numbers, its logic that gets me every time!

I know I could understand it if I really invested some time and thought but for now it escapes me.

Have a couple of weeks off coming up in April so will put - Must master matched betting on my to-do list. Thanks for the offer of help, I may need it!

LouiseJ

Will be making a mortgage overpayment today of £280 + £61(from mystery shopping lying in account)= £341

This will be added to the standard DD £40 overpayment that I set from OH payrise so for March overpayments it brings my grand total to £381

I think that will be it though for this month as OH needs a new passport and cat's booster injection is due later in the month.

setmefree2

Well Done LJ:T:T:T:T:T

Which reminds me my kids need new passports too.:rolleyes:

LouiseJ

I am in a real dilemma tonight. There is a job advertised in the college for a 0.5 IT lecturer which I have a good chance of getting if I applied for it as I know the manager of the department quite well and tonight he was encouraging me to apply.

At the moment I have plenty of part time hourly paid work but the deal is if a course doesn’t run then I won’t get offered hours. This job would be a guaranteed 18.5 hours per week at a much lesser rate (almost half) but it is permanent employment with paid holidays.

They also need someone to start asap which would mean giving up my hourly paid work. I would be able to keep 2 of the evening classes I teach for 5 hours, which would remain at the higher rate.

I will be taking a drop in income initially as I have a lot of teaching hours until July but then they would stop and I would have to wait to see what happens in September and at the moment it’s not looking good.

So do I go for the security of knowing that I have a certain level of income every month + 5 hours additional at higher rate OR do I keep as I am and get a higher level of income till July and then wait to see what happens in September….by which the other post will be taken.

Closing date for applications is FRIDAY!!

Kaz2904

Do you want the job?
If it's an open contract I would bite their hands off, never mind the wage drop- how long before that's wiped out with no paid holiday and no earnings come September?
I like stability!!!!

LouiseJ

Kaz2904 wrote: »

Do you want the job?
If it's an open contract I would bite their hands off, never mind the wage drop- how long before that's wiped out with no paid holiday and no earnings come September?
I like stability!!!!

I think I would fit in with the IT team really well as I did my teacher training with the team manager and get along with him. The working environment is an IT drop in centre so no lesson planning or class delivery it would be more of a facilitator role than a teaching role and seems a walk in the park in comparison to what I do now.

I do fancy the change and the stability is very attractive so I think I will stick in my application and see what happens then!

setmefree2

Good Luck LJ:T:T

Jorgan_2

Stability is what I would choose. Good luck Louise.

LouiseJ

I have handed in the application form so I should hear something soon!

Little_Mama

Good luck!

LM