February 2025 NSD challenge
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Fabulous February's No-Spend Days Challenge!
Comments
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An early call for today as I am not going anywhere today
2 -
NSD for me yesterday and an early call for another today.#15 Save £12k in 2026 £7500/£120002
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An early call for me too - 11/20 NSDs so far 🕺
Happy Sunday no spenders 🥳March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.732 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.3 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
February targetsAuntieL 8/18
beanielou 12/19
birdsfoottrefoil 3/10
Caeraugirl 7/20
Cassingtonbear 7/10
cathybird 12/15
Clarabelle73 2/15
Crazybee787 10/19
cuddlymarm 10/15
Dizzycap 15/20
Doris17 10/15
emmaj30 8ET22 3/10
GeorgianaCavendish 3/8
Honeysucklelou2 1/10
InDebtEnby 11/15
Jay1 2 7/12
KajiKita 12/20
laura lau 12/18
laurenh1 11/18
LittleMissDetermined 9/16
Louise600 7/10
Makingabobor2 7/15
Money Choices 5/10
Optimistic Saver 11/20
Pauper1 4/20Pinkpieuni 8/10
QueenJess 10/15
Saver-upper 15SecondStar 9/15
short bird 10/18
Thriftymissus 13/22
Tjh1412 15To see the updated results for January on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞2 -
One for me today please 10/15
"My Life Is About The Journey Not The Destination"3 -
10/19 @cathybird please and thank you very muchXX2
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Day 10 on Sunday after a couple of days frittering...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Not today 🤷♀️😉😊
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 31 books of target 52 in 2026 as @ 7th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Another one for me, thanksCurrent No Spend Challenge: 7/13
2025 No Spend Days: 58/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20303
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