February 2025 NSD challenge
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Fabulous February's No-Spend Days Challenge!
Comments
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Not a NSD for me today I’m afraid, however it was because I paid for some dinosaur dominoes I’d ordered for my granddaughter. Worth every penny though just for the fun we had today with them.
Pay off by Xmas 2026 £175/£2324.67
January NSDs 11/15
January PADs £545
January grocery challenge £94.86/£1504 -
Good morning everyone
It's another NSD for me today 7/20 - far too tired to even think about spending
Wishing everyone a successful NSD
EDIT: Neighbour unwell and can't get a home delivery for 4 days
, so just been out shopping for them. Came back with a car boot full and now delivered but they paid or should I say, I paid with their card I absolutely hate food shopping but I have no problem helping neighbours in need # No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)# No.4 Save £12k in 2026 £2454.88 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)# No.5 Fiver Friday Challenge 2026 £25/£230 (1)# Make £2026 in 2026 £834.42 / £2026 (1)1 -
NSD yesterday and today, now at 6/10
Challenges
NSD - January - 8/10
1. 2026 Mortgage-Free Wannabes #61 £1,269 /£29,000, MF target May 2026, current mortgage balance - £28,616.15
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Day 4, finally.
‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
NSD #1 on 2nd Feb
NSD #2 on 5th Feb
NSD #3 on 7th Feb1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
February targetsAuntieL 1/18
beanielou 5/19
birdsfoottrefoil 1/10
Caeraugirl 2/20
Cassingtonbear 4/10
cathybird 4/15
Clarabelle73 2/15
Crazybee787 5/19
cuddlymarm 3/15
Dizzycap 7/20
Doris17 5/15
emmaj30 8GeorgianaCavendish 3/8
Honeysucklelou2 1/10
InDebtEnby 3/10
Jay1 2 4/12
KajiKita 5/20
laura lau 5/18
laurenh1 4/18
LittleMissDetermined 4/16
Louise600 4/10
Makingabobor2 3/15
Money Choices 10Optimistic Saver 4/20
Pauper1 2/20Pinkpieuni 6/10
QueenJess 5/15
Saver-upper 15SecondStar 15short bird 4/18
Thriftymissus 6/22
Tjh1412 15To see the updated results for January on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞0 -
5/19 Please @cathybird Thank youGoal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 6/15
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one? Do I?2 -
1 NSD for me today please. It’s my birthday weekend and I’m being treated 😊Car loan £8105.35 57/60 payments left of £141.80 per month
Loan £6687.23 55/58 payments left of £165 per month
Nationwide £1183 (0% interest until 02/2026)
Total debt £15975.482
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