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Teetering on the brink

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Comments

  • EatingBeans
    EatingBeans Posts: 394 Forumite
    100 Posts Photogenic Name Dropper
    Thanks @northAthenian much appreciated! 
    End of
    Dec-24
    Jul-25
    Brother      5,400.00      8,100.00
    Overdraft owed      1,349.90                -  
    MBNA CC    10,534.20    12,073.22
    Barclaycard CC      9,667.21      9,725.88
    Fluid CC                -           712.50
    NatWest CC    12,018.14    12,171.46
    Aqua                -           342.08
    Total debt    38,969.45    43,125.14
    Paid off in the month -    4,638.17
    Total paid off 2025 -    4,155.69

  • Cherryfudge
    Cherryfudge Posts: 13,354 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 21 August at 11:36PM
    What a horrible day for you both - I'm sure you did the right thing taking the day to support your daughter and the takeaway was the best option given that you needed to focus on her and on getting yourself through the day.

    I hope sleeps pep you up again but you need to chose carefully how you spend your energy over the next few days. If you have to take a few days off sick in order to get through this, then do that. In the long term it will be better than pushing yourself too much.

    I really hope things go in your daughter's favour tomorrow. A re-mark might be just what's needed - or perhaps someone will drop out of the course in a few weeks. 
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • weenancyinAmerica
    weenancyinAmerica Posts: 2,049 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Sending you both hugs from America. I'll cross my fingers and eyes for you both. Get well soon.
  • NeverendingDMP
    NeverendingDMP Posts: 2,257 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Hope today goes okay 
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • EatingBeans
    EatingBeans Posts: 394 Forumite
    100 Posts Photogenic Name Dropper
    Well, I didn’t get either the promotion or the secondment. I am more than a bit !!!!!! off. 
    Apparently I gave an excellent interview and there was only a point or two in it, but as I expected the two that took over from me both gave more relevant examples! 

    I really hope dd2 has more success at the college this afternoon.
    End of
    Dec-24
    Jul-25
    Brother      5,400.00      8,100.00
    Overdraft owed      1,349.90                -  
    MBNA CC    10,534.20    12,073.22
    Barclaycard CC      9,667.21      9,725.88
    Fluid CC                -           712.50
    NatWest CC    12,018.14    12,171.46
    Aqua                -           342.08
    Total debt    38,969.45    43,125.14
    Paid off in the month -    4,638.17
    Total paid off 2025 -    4,155.69

  • Cherryfudge
    Cherryfudge Posts: 13,354 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Commiserations... definitely a day you can allow yourself chip shop chips. It sounds as though your interview was everything it should have been and it's really hard luck that others just pipped you to the post, on another day it would have been offered to you. Don't lost track of the fact you are skilled and experienced, and - for what it's worth - that this spares you from having to adapt to a new post while your health issues are flaring up.

    Best of luck for your daughter this afternoon.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • Newstartforme
    Newstartforme Posts: 149 Forumite
    100 Posts Name Dropper
    Aww no EB , what a rubbish week it's been , so disappointed for you regarding promotion,  the extra money would have made a huge difference.  Fingers crossed for DD today xx
  • EatingBeans
    EatingBeans Posts: 394 Forumite
    100 Posts Photogenic Name Dropper
    Ok so it turns out there were five candidates not three. The other two are actually reasonably experienced so I’m ok if either of them get it over me. I’m obviously still disappointed but I can cope so long as the person I miss out to actually deserves the job. Onwards to application number five… 🤦‍♀️

    Anyway, the more important news is dd2 got into the courses she wanted at college. 🎉 (A level Business, Linguistics and Psychology plus AS Mathematical Studies) It took over two hours and lots of arguing but I was not taking no as an answer after this morning. She’s happy, so I am happy. 

    Now I get to spend the week pottering in my garden, playing with the pups and generally de-stressing. 🙂
    End of
    Dec-24
    Jul-25
    Brother      5,400.00      8,100.00
    Overdraft owed      1,349.90                -  
    MBNA CC    10,534.20    12,073.22
    Barclaycard CC      9,667.21      9,725.88
    Fluid CC                -           712.50
    NatWest CC    12,018.14    12,171.46
    Aqua                -           342.08
    Total debt    38,969.45    43,125.14
    Paid off in the month -    4,638.17
    Total paid off 2025 -    4,155.69

  • badmemory
    badmemory Posts: 9,744 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Excellent news re DD2's course.  Well done you for making sure it happened.
  • Newstartforme
    Newstartforme Posts: 149 Forumite
    100 Posts Name Dropper
    Well done to your DD , and good that you feel a bit better about job x
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