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Teetering on the brink
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Today’s nod towards selling has been to go through and reduce the listing price for all my items.I’ve also just been paid so have temporarily transferred £1000 to the new First Direct account - one more box checked off towards getting that £175 bonus. 🤞
I have decided that I will regig everything to fit the new ‘velocity banking’ idea at month end. 1, because it will be much easier to work out what I am doing if I start at the turn of the month, and 2, well because I am just done staring at a computer today.
Time to put on a bit of Martin Lewis. I am sure I must have missed a show or two by now.End ofDec-24 May-25 Brother £ 5,400.00 £ 5,200.00 Overdraft owed £ 1,349.90 £ - MBNA CC £ 10,534.20 £ 12,056.18 Barclaycard CC £ 9,667.21 £ 8,138.15 Fluid CC £ - £ 732.50 NatWest CC £ 12,018.14 £ 11,774.23 Total debt £ 38,969.45 £ 37,901.06
Paid off in the month
-£ 914.90Total paid off 2025 £ 1,068.39 1 -
It must be something in the air: Vaxes are being discussed here too! I do like ours though it's old and probably not as spritely as in its youth.EatingBeans said:I’m beginning to think I am a bit odd loving my little robot hoover so much. I’d like to think it’s just because it saves me time but now I think of it, the absolute best thing I bought for myself in the past couple of years (excluding puppies), has to be my Vax carpet washer. 🤣 Genuinely. I cannot believe I have had dogs for over 20years and didn’t invest sooner. It’s pretty much the same as an upright vacuum but it washes and dries, (well almost dries), the carpet. And you can use it on upholstery too! Yes, seriously, this was my favourite purchase by far. I’m beginning to think I have a weird obsession with clean floors. 😬I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Just popping in to say hello and to thank you for commenting about carpet cleaners on my diary 😁 I've bookmarked your diary to cheer you on from the side lines.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Ditto @Sun_Addict ! Who knew carpet cleaners could bring people together hey! 🤣
You certainly have one more reader/eager supporter for your diary! 😁End ofDec-24 May-25 Brother £ 5,400.00 £ 5,200.00 Overdraft owed £ 1,349.90 £ - MBNA CC £ 10,534.20 £ 12,056.18 Barclaycard CC £ 9,667.21 £ 8,138.15 Fluid CC £ - £ 732.50 NatWest CC £ 12,018.14 £ 11,774.23 Total debt £ 38,969.45 £ 37,901.06
Paid off in the month
-£ 914.90Total paid off 2025 £ 1,068.39 3 -
Ah the joy of 5pm! 🎉
I mean I work flexibly, so really I could have finished at 4pm or 6:30pm or frankly just about anytime so long at I work the hours up, but there is just something about 5pm that makes me smile. 😁
Lamb for dinner tonight - finding some in the freezer the other week just made me hanker after it, and it was on offer so…
To make up for the grand expense I have decided to pick a few things up from Olio this evening. Currently that’s just in the form of some hot crossed buns and a baguette (which dd2 has already claimed) but I am hoping my local FWH will post some yummy things this evening and I will add to my haul. 🤞End ofDec-24 May-25 Brother £ 5,400.00 £ 5,200.00 Overdraft owed £ 1,349.90 £ - MBNA CC £ 10,534.20 £ 12,056.18 Barclaycard CC £ 9,667.21 £ 8,138.15 Fluid CC £ - £ 732.50 NatWest CC £ 12,018.14 £ 11,774.23 Total debt £ 38,969.45 £ 37,901.06
Paid off in the month
-£ 914.90Total paid off 2025 £ 1,068.39 3 -
Ok, so 5pm is lovely and all but 6pm is even better!Why? Because I put in my plan for my year’s worth of annual leave all crammed into the next 6 months and my manager (new for this year) has approved it no questions asked! 🎉 I thought I was going to get the usual questioning and suggestion that I spread it out but nope, instead just told to go enjoy it and not to worry, they will find a way to cover if necessary! Woop woop! This means that I get to spend all my annual leave during the part of the year when I can leave the house and not be concerned that it will add to my TN pain. Lots of days walking with puppies, playing in the garden and you know what, actually living! I am so excited! Roll on spring! 😃🌷😎🧑🌾🐕☀️🐣🪴🎬🪚
So many things to do! And now I will have time to enjoy some of them! 🎉End ofDec-24 May-25 Brother £ 5,400.00 £ 5,200.00 Overdraft owed £ 1,349.90 £ - MBNA CC £ 10,534.20 £ 12,056.18 Barclaycard CC £ 9,667.21 £ 8,138.15 Fluid CC £ - £ 732.50 NatWest CC £ 12,018.14 £ 11,774.23 Total debt £ 38,969.45 £ 37,901.06
Paid off in the month
-£ 914.90Total paid off 2025 £ 1,068.39 8 -
Lovely to have a decent chunk of leave to look forward to when the weather should be good in theory 🙂I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Just received a £75 voucher from switching broadband! Super happy about this since I completely forgot it was even going to happen. 😁
I have added it to my Amazon account so I can use it for dog food next month and put that bit extra to paying off debt. 👍End ofDec-24 May-25 Brother £ 5,400.00 £ 5,200.00 Overdraft owed £ 1,349.90 £ - MBNA CC £ 10,534.20 £ 12,056.18 Barclaycard CC £ 9,667.21 £ 8,138.15 Fluid CC £ - £ 732.50 NatWest CC £ 12,018.14 £ 11,774.23 Total debt £ 38,969.45 £ 37,901.06
Paid off in the month
-£ 914.90Total paid off 2025 £ 1,068.39 5 -
That's great about the annual leave and Amazon voucher!I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/221 -
All thanks to Olio this evening! 😍End ofDec-24 May-25 Brother £ 5,400.00 £ 5,200.00 Overdraft owed £ 1,349.90 £ - MBNA CC £ 10,534.20 £ 12,056.18 Barclaycard CC £ 9,667.21 £ 8,138.15 Fluid CC £ - £ 732.50 NatWest CC £ 12,018.14 £ 11,774.23 Total debt £ 38,969.45 £ 37,901.06
Paid off in the month
-£ 914.90Total paid off 2025 £ 1,068.39 5
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