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Teetering on the brink

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Comments

  • Cherryfudge
    Cherryfudge Posts: 15,496 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    That's amazing! Those travel times must be hard to take, but it sounds as though your planning has paid off. I think the ice creams are a bit of genius.

    Got to dash but I hope today goes well x

    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • Afdaff
    Afdaff Posts: 80 Forumite
    Tenth Anniversary 10 Posts Photogenic Name Dropper

    Congratulations on day 1 and for working out ways to make this as easy as possible on yourself.

  • EatingBeans
    EatingBeans Posts: 797 Forumite
    500 Posts First Anniversary Photogenic Name Dropper

    How was day 2, sitting at my desk wfh, sooo much harder than day 1?!!! I had to have three coffees, two impromtu 10minute lay downs (as well as lunch), then as soon as 5o’clock came I flopped on my bed, instantly feel asleep and slept for two hours! 😬 It has been a long time since I started a new job so I had forgotten how exhausting the process was. Hopefully I will get used to it pretty quickly!

    I’d love to say I am gallbladder pain free but I would be lying. I am still taking handfuls of pills everyday, including Tramadol which is no doubt going to make coming off it a painful process of itself, but needs must. It just about controls the pain and that’s all I care about until I’ve at least had a chance to make a good first impression.

    Hopefully if I just have a bit of dinner then take myself off to bed for an early night I might be in a better shape to make that good impression tomorrow. I need to get to the stage where I can start telling them about stuff fairly sharpish otherwise it will look super bad. Oh the fine line I am currently walking!

    But, the important thing is I am at least now earning money again rather than haemorrhaging it about of my bank account! In all honesty it is still a bit of a nightmare because buy paying off so much debt, the actual cash in my bank has dwindled faster than I expected and I should just about have enough for all the bills this month, next month would have been a major stress without any wages coming in.

    The good news is I am starting to see good offers on 0% deals for both a new credit card and at least one of my existing cards. So, with a bit of swopping around I should be able to cut the interest I am paying and the whole gamble of taking using the Voluntary Leavers scheme to avoid a DMP might have actually paid off! 😱 Still a long way to go on the debt obviously, but once I start getting a regular wage and I have done some credit balance shuffling I will finally get a sense of how much debt I still need to tackle.

    Still waiting to hear if dd2 got the job she interviewed for last week (where dd1 works), and obviously A level results day is nearly upon us, so all go in this house. I genuinely don’t know what will happen if dd1 doesn’t get into Nottingham uni. She may actually have a breakdown. 😕

    Oh, and I don’t know if I told you all about the big blue van that has taken to parking outside my house and the long winded essay I wrote to the owner the other day. But, he did in fact leave space for me last night! I don’t know if it was by choice or someone else was in the spot when he parked but they subsequently left before I got back or whatever, but when I got home he was actually parked on the double yellow lines at the end of the row and there was space for me to park. I mean he clearly has to be desperate not to park around the corner for some reason because he would rather risk a ticket than go and park there (where it is legal), so I am choosing to think the best of him and assume he has a genuine need to park in our row rather than just being on a mission to annoy me. 🤣 Oh, what I wouldn’t give for a drive!


    End of
    Sep-25
    Oct-25
    Brother 7,800.00 7,650.00
    Overdraft owed 0.00 0.00
    MBNA CC 11,481.53 11,504.06
    Barclaycard CC 9,662.17 9,558.10
    Fluid CC 1,046.44 1,036.29
    NatWest CC 11,705.36 11,693.03
    Aqua 1,127.94 1,107.94

    Total debt

    42,823.44

    42,549.42
    Paid off in the month 211.33 274.02

    Interested in my diary? Check out...
    https://forums.moneysavingexpert.com/discussion/6580468/teetering-on-the-brink/p1
  • Cherryfudge
    Cherryfudge Posts: 15,496 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    I expect the day 2 tiredness was partly day 1's - you had a massive amount to be tired for on day 1! But you've done two days, well done you. 😊

    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
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