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Teetering on the brink

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Comments

  • daisy_1571
    daisy_1571 Posts: 2,970 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    Lol, ill watch the films but yes, i dont want to see it happen in your life! (Again)

    Dxxx

    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • Cherryfudge
    Cherryfudge Posts: 14,935 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    That's great news on the BP, well done!

    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • EatingBeans
    EatingBeans Posts: 702 Forumite
    500 Posts First Anniversary Photogenic Name Dropper

    Work has officially been ticked off for the week. 🎉 I am now super tired and very ready for bed tonight, but equally very excited for the next few days. I know there is going to be quite a bit of hard work involved but somehow hard work that you choose to do (rather than being paid to do), just doesn’t give that ‘Monday morning of dread’ type feeling. Instead, despite currently feeling exhausted, I still can’t wait to be able to make a start. In my ideal world I would love to find a way to monetise the work I actually enjoy - I can but dream!

    Now I know that this is supposed to be a debt free diary and currently it is turning into a diary of spending instead (whoops) but can I just say that I absolutely love my new rule of being able to buy new clothes from the sale money of clothes I sell. I genuinely think this will save money over time, and it will help me finally declutter my home of all the bags of old clothes I have. I am being less fussy about the money I am asking for each item (favouring getting rid of things quickly rather than at the highest value) and only once I have enough to cover the full cost of a new item including postage do I let myself buy something new. Honestly, I so very rarely buy myself any new clothes that it seems super extravagant but in reality I really do need some new clothes. It says something when I have so few that I often find myself wfh wearing pj bottoms that I’ve had for over 15 years, and are a size 12 when I am a size 16 and the only reason they ‘fit’ is because the elastic waistband has completely failed and the fabric has detached from the elastic almost a quarter of the way around. It really is time to buy some more clothes and now I can effectively do it for free I get to treat myself. 😁 I have only actually bought two things so far but just the Vintage window shopping and favouriting is giving me so much joy knowing that I can actually treat myself. You never know, maybe one day I will actually have a wardrobe full of clothes that I actually like and fits me! 😱


    End of
    Sep-25
    Oct-25
    Brother 7,800.00 7,650.00
    Overdraft owed 0.00 0.00
    MBNA CC 11,481.53 11,504.06
    Barclaycard CC 9,662.17 9,558.10
    Fluid CC 1,046.44 1,036.29
    NatWest CC 11,705.36 11,693.03
    Aqua 1,127.94 1,107.94

    Total debt

    42,823.44

    42,549.42
    Paid off in the month 211.33 274.02

    Interested in my diary? Check out...
    https://forums.moneysavingexpert.com/discussion/6580468/teetering-on-the-brink/p1
  • EatingBeans
    EatingBeans Posts: 702 Forumite
    500 Posts First Anniversary Photogenic Name Dropper

    How can it be lunch time already?! I got up early as planned and started moving all the rubble out the way in preparation for the raised beds. Then off I went to pick up dd2 and collect the pallet collars. Turned out I didn’t need a hand in the end as the very kind man at the other end brought them right up to my van using his forklift and then proceeded to pop them all in the back for me! Currently all but one are still in the van as I didn’t see the point in getting them all out until the ground is 100% prepared and whilst I have moved the big blocks of concrete there is now a whole lot of gravel to shovel. 😞 Quite honestly I may just level off where the edge of the beds will sit evict the weeds and leave all the rest exactly where it is. The raised beds need to be quite deep anyway to stop the dogs jumping on them during their zoomies so I’m ok with a bit left at the bottom. I just keep telling myself that it will aid drainage so half a job is just fine on this occasion. The reality is noone will see it and the plants should grow just fine either way. I feel like after 3 years of shovelling gravel from one spot in the garden to another, I am about over it! The ‘nice’ grey top gravel I am happy to reuse as a path but the old mixed ‘golden-ish’ gravel that was the bottom layer of the gravel lasagna covering the entire garden, I just want to hide as much as possible. Frankly I am tempted to add another pallet collar to the height of the raised beds and scoop the giant pile of ‘golden-ish’ gravel into it! I am sure I would probably regret it at a later date but maybe one raised bed done this way would be ok because I could just grow shallow rooted crops in it? 🤔 Decisions decisions!


    End of
    Sep-25
    Oct-25
    Brother 7,800.00 7,650.00
    Overdraft owed 0.00 0.00
    MBNA CC 11,481.53 11,504.06
    Barclaycard CC 9,662.17 9,558.10
    Fluid CC 1,046.44 1,036.29
    NatWest CC 11,705.36 11,693.03
    Aqua 1,127.94 1,107.94

    Total debt

    42,823.44

    42,549.42
    Paid off in the month 211.33 274.02

    Interested in my diary? Check out...
    https://forums.moneysavingexpert.com/discussion/6580468/teetering-on-the-brink/p1
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