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Teetering on the brink

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Comments

  • EatingBeans
    EatingBeans Posts: 693 Forumite
    500 Posts First Anniversary Photogenic Name Dropper

    I’m taking a break from walking today. I felt like I needed to take a reat and stay in the warm because I forgot to take my tablets this morning and my face has started to hurt. 😞

    I have instead spent the day spending money 😬. I bought myself a pair of leggings on Vinted using money I had got from selling old clothes - I have lots of clothes but nothing fits so I have decided any money I make from selling on Vinted I can also use to buy via Vinted. And I have put in a offer to buy a bundle of craft supplies that would mean I can finally start towards my craft business idea. My bid is very cheeky (but still a lot of money), but 90% of it is things I had already identified that I would need so it really is a massive bargain if I can get it. New job or not I still want to go ahead with the business because either way so taking the plunge now whilst I have the time to do it feels like a good idea even if it does mean temporarily adding more to the debt in advance of the payout.


    End of
    Sep-25
    Oct-25
    Brother 7,800.00 7,650.00
    Overdraft owed 0.00 0.00
    MBNA CC 11,481.53 11,504.06
    Barclaycard CC 9,662.17 9,558.10
    Fluid CC 1,046.44 1,036.29
    NatWest CC 11,705.36 11,693.03
    Aqua 1,127.94 1,107.94

    Total debt
    42,823.44
    42,549.42
    Paid off in the month 211.33 274.02

    Interested in my diary? Check out...
    https://forums.moneysavingexpert.com/discussion/6580468/teetering-on-the-brink/p1
  • ellenvan
    ellenvan Posts: 362 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic

    Now that you know you are definitely getting the payout, it makes sense to invest a little in your future. Whilst you have time it will pay dividends in the future.

  • Cherryfudge
    Cherryfudge Posts: 14,862 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    I hope your bid is accepted!

    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
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