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Bank practices or branch practices that have ceased....

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  • gsmh
    gsmh Posts: 640 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 14 January at 2:30PM
    Freebies from your bank, cheque book covers, card wallets and NatWest gave out statement files for a while.
    Cheque book covers! How I used to love collecting them! I still have several covers and cheque books from different banks. One of the earliest I have is from the Bank of Ireland, Leicester, in 1978 when I started my first job. I have cheque books and some covers from the original TSB, Lloyds-TSB, Secure Trust Bank, Triodos, Metro Bank, Co-operative Bank, Clydesdale, Nationwide, Santander, Smile, Citibank, Norwich and Peterborough, Nationwide, NatWest, Fist Direct, Cahoot, Child & Co and Drummonds. I also have kept debit cards from many banks. I occasionally spend a good few minutes perusing my collection. The cheque stubs are especially interesting as they remind me of times long ago and where I spent my money.
  • twopenny
    twopenny Posts: 7,490 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 14 January at 2:04PM
    I* can remember when the bank manager would call at the house to discuss investments etc. Glass of sherry and nibles etc :D
    They knew your business and would keep an eye for you.

    Am I the only one who still has a bank with friendly staff?
    It's a brilliant place but only 3 staff in a big building now. But it's a treat to go in, get a big smile and they know you. I've picked up all sorts of hints and tips from waiting in the queue and chatting.
    I struggle with machines and online because I'm dyslexic and can't rely on getting the right numbers in the right order.
    Was using cheques until a year ago. So easy to store the stubbs rather then paper receipts or finding the online ones have vanished.
    Also it's easy to take a receipted copy to the people who say you haven't paid where finding the item in your statement can take an age and presenting it to said company.

    I can rise and shine - just not at the same time!

    viral kindness .....kindness is contageous pass it on

    The only normal people you know are the ones you don’t know very well


  • UKX69
    UKX69 Posts: 189 Forumite
    100 Posts Name Dropper Photogenic
    gsmh said:
    Freebies from your bank, cheque book covers, card wallets and NatWest gave out statement files for a while.
    Cheque book covers! How I used to love collecting them! I still have several covers and cheque books from different banks. One of the earliest I have is from the Bank of Ireland, Leicester, in 1978 when I started my first job. I have cheque books and some covers from the original TSB, Lloyds-TSB, Secure Trust Bank, Triodos, Metro Bank, Co-operative Bank, Clydesdale, Nationwide, Santander, Smile, Citibank, Norwich and Peterborough, Nationwide, NatWest, Cahoot, Child & Co and Drummonds. I also have kept debit cards from many banks. I occasionally spend a good few minutes perusing my collection. The cheque stubs are especially interesting as they remind me of times long ago and where I spent my money.
    Quite a collection. I think you qualify for inclusion in ‘ collective thoughts on card design’, over on the Monzo chat site! 😂
  • UKX69
    UKX69 Posts: 189 Forumite
    100 Posts Name Dropper Photogenic
    I remember opening a First Direct account not long after they started and getting a package through the post with all sorts of freebies like a statement holder, card wallets etc.
  • Rudyson
    Rudyson Posts: 345 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Not a bank, but back in 1990 Amex sent me a leather card wallet when I joined. It was over and above the call of duty, as the offer went live a couple of weeks after I applied
  • UKX69
    UKX69 Posts: 189 Forumite
    100 Posts Name Dropper Photogenic
    Rudyson said:
    Not a bank, but back in 1990 Amex sent me a leather card wallet when I joined. It was over and above the call of duty, as the offer went live a couple of weeks after I applied
    From what I can gather from other financial chat sites, Amex had a reputation for sending out ‘better quality’ freebies than anyone else.
  • brianposter
    brianposter Posts: 1,522 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    A cheque guarantee card that would work in the remote South American jungle.
  • EnPointe
    EnPointe Posts: 819 Forumite
    500 Posts First Anniversary Name Dropper
    M25 said:
    New style banking is not perfect or always smooth but it definitely makes for an easier life.

    I think people under 30 have no idea how grateful they should be for online banking.


    it;s like this peculair thing of people  saying outdated stuff needs to be kept ' for the old people'   when they  themselves are now ' the old people' 

    it rather upsets those of a cured pork product  persuasion when it is pointed out that  today's 80 year old retired in 2009/ 2010  and that the Nursing homes are playing Elvis not Vera Lynn  (as Elvis first  UK  record was released in 1956   so the 'teenagers' of 1956  were born  1936- 1943 and thus are in their 80s now  and  the elsdest of them turn 90 next year ) 
  • EnPointe
    EnPointe Posts: 819 Forumite
    500 Posts First Anniversary Name Dropper
    Staff wearing business attire rather than gym wear.

    Teller checking your overnight balance on microfiche.

    Having an "arrangement" at a second branch to allow cheque cashing.
    having to change your branch ( and sort code  and account number)  when you  moved  home - as was a reality for peopel of my parents generation  ( unless you were with Girobank)

    but for a me a  late Gen X   being able to keep my original sort code and account number but transact regardless of wherhe i was living in the UK  as a Student  and then  a working adult  from the mid 1990s  onward 
  • Not having to “prove it’s me” every bloody second of the day. 
    Being able to spend my own money without the Spanish Inquisition. Everything is such a faff these days. 
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