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Hopefully debt free before Mortgage renewal in June 2026
Comments
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I did my weekly food shop today, which came to £33.98. I think ive got myself back into a routine of spending my normal amount around the £30-£40 mark again..... Hopefully anyway
No direct debits today
Natwest CC Daily payment £4.26 Total daily payments made this month £83.30
Total of all Natwest CC payments, including weekly and monthly payments made this month £206.30 leaving a balance of £994.20*This month refers to 31st October to 27th November (the day before pay day)
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/252 -
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/255 -
No money spent today
No direct debits today
Natwest CC Daily payment £4.27 Total daily payments made this month £87.57
Total of all Natwest CC payments, including weekly and monthly payments made this month £210.57 leaving a balance of £989.93*This month refers to 31st October to 27th November (the day before pay day)
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/252 -
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/254 -
No money spent today
No direct debits today
Direct Debits
Standing order for £40.00 for my weekly payment into my emergency/savings account. Total paid in this month is £160.00 Balance now stands at £875.91
Debt payments
Natwest CC Weekly payment £43.00 (I pay an additional £1 every week until the debt is paid in full) Total weekly payments made this month £166.00
Natwest CC Daily payment £4.28 Total daily payments made this month £91.85
Total of all Natwest CC payments, including weekly and monthly payments made this month £257.85 leaving a balance of £942.65*This month refers to 31st October to 27th November (the day before pay day)
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/255 -
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/253 -
Almost at debt neutral now (savings equal to or above debt)
Dxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'2 -
No money spent today
No direct debits today
Natwest CC Daily payment £4.29 Total daily payments made this month £96.14
Total of all Natwest CC payments, including weekly and monthly payments made this month £262.14 leaving a balance of £938.36*This month refers to 31st October to 27th November (the day before pay day)
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/252 -
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/252 -
No money spent today
No direct debits today
Natwest CC Daily payment £4.30 Total daily payments made this month £100.44
Total of all Natwest CC payments, including weekly and monthly payments made this month £266.44 leaving a balance of £934.06*This month refers to 31st October to 27th November (the day before pay day)
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/252
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