We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Hopefully debt free before Mortgage renewal in June 2026
Comments
-
No money spent today
No direct debits today
Natwest CC Daily payment £4.22 Total daily payments made this month £66.32
Total of all Natwest CC payments, including weekly and monthly payments made this month £189.32 leaving a balance of £1011.18*This month refers to 31st October to 27th November (the day before pay day)
Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25
Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC2 -

Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25
Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC3 -
No money spent today
No direct debits today
Natwest CC Daily payment £4.23 Total daily payments made this month £70.55
Total of all Natwest CC payments, including weekly and monthly payments made this month £193.55 leaving a balance of £1006.95*This month refers to 31st October to 27th November (the day before pay day)
Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25
Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC2 -

Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25
Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC2 -
You'll be into 3 figures in a couple of days!4
-
I'm looking forward to tomorrow when you break through into 3 figures.2
-
Tomorrow i will be down to 3 figures 
No money spent today
Direct debits
British Gas £50.00
Water £26.45
Council Tax £134.00
ID Mobile £23.99
Natwest CC Daily payment £4.24 Total daily payments made this month £74.79
Total of all Natwest CC payments, including weekly and monthly payments made this month £197.79 leaving a balance of £1002.71*This month refers to 31st October to 27th November (the day before pay day)
Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25
Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC2 -

Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25
Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC2 -
I'm so excited for tomorrow!Debts 04/01/25 02/01/26
Natwest2 £6,509.97 £5,500
NatWest CC £7,612.74 £6,605
Lloyds CC £6,112.60 £4,450
1st Direct CC £176.03 £39.26
CC total £20,411.34 £16,594.26
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £7.880
Total £36,195.78 £28,474.26
EF £701.52
HF £3.043 -
Me too. I’m also pondering how quickly you might clear your mortgageMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.2
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.1K Work, Benefits & Business
- 602.2K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
