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Hopefully debt free before Mortgage renewal in June 2026

18081828486

Comments

  • Tezzadp
    Tezzadp Posts: 637 Forumite
    500 Posts Photogenic Name Dropper
                                     

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £1200.50 - 30/10/25
  • Tezzadp
    Tezzadp Posts: 637 Forumite
    500 Posts Photogenic Name Dropper
                                   

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £1200.50 - 30/10/25
  • Spendless
    Spendless Posts: 24,874 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Gosh, I see what you mean about your grocery bill creeping up. Did you buy anything extra this week? The end is almost in sight though. 
  • Tezzadp
    Tezzadp Posts: 637 Forumite
    500 Posts Photogenic Name Dropper
    Spendless said:
    Gosh, I see what you mean about your grocery bill creeping up. Did you buy anything extra this week? The end is almost in sight though. 
    Tbh i should have left doing my food shop yesterday for another day, as i was hungry and fed up after work so i spent more than i normally would. I spent extra on some donuts. I also have changed my bread to a dearer one than normal as im getting sick and tired of the same old cheap bread for my sandwiches every single day at work, so to mix it up i changed it to add a slight bit of variety. I also bought a more expensive brand/type of sausages so that was extra money than normal. But yeh food generally is getting more and more expensive and a couple of weeks ago i was going to say my new weekly budget might have to be adjusted from £30-£40 up to £35-£45 as i sometimes now tend to go near or slightly over the £40 mark more often than before. 
    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £1200.50 - 30/10/25
  • Tezzadp
    Tezzadp Posts: 637 Forumite
    500 Posts Photogenic Name Dropper
    No money spent today
    No direct debits today

    Natwest CC Daily payment £4.12 Total daily payments made this month £24.57

    Total of all Natwest CC payments, including weekly and monthly payments made this month £64.57 leaving a balance of £1135.93

    *This month refers to 31st October to 27th November (the day before pay day)


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £1200.50 - 30/10/25
  • Tezzadp
    Tezzadp Posts: 637 Forumite
    500 Posts Photogenic Name Dropper
                                  

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £1200.50 - 30/10/25
  • Tezzadp
    Tezzadp Posts: 637 Forumite
    500 Posts Photogenic Name Dropper
    No money spent today
    No direct debits today

    Natwest CC Daily payment £4.13 Total daily payments made this month £28.70

    Total of all Natwest CC payments, including weekly and monthly payments made this month £68.70 leaving a balance of £1131.80

    *This month refers to 31st October to 27th November (the day before pay day)


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £1200.50 - 30/10/25
  • Tezzadp
    Tezzadp Posts: 637 Forumite
    500 Posts Photogenic Name Dropper
                                         

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £1200.50 - 30/10/25
  • Tezzadp
    Tezzadp Posts: 637 Forumite
    500 Posts Photogenic Name Dropper
    No money spent today

    Direct debits

    Standing order for £40.00 for my weekly payment into my emergency/savings account. Total paid in this month is £80.00 Balance now stands at £795.91

    Debt payments 

    Natwest CC Weekly payment £41.00 (I pay an additional £1 every week until the debt is paid in full) Total weekly payments made this month £81.00

    Natwest CC Daily payment £4.14 Total daily payments made this month £32.84

    Total of all Natwest CC payments, including weekly and monthly payments made this month £113.84 leaving a balance of £1086.66

    *This month refers to 31st October to 27th November (the day before pay day)


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £1200.50 - 30/10/25
  • Tezzadp
    Tezzadp Posts: 637 Forumite
    500 Posts Photogenic Name Dropper
                                              

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £1200.50 - 30/10/25
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