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Hopefully debt free before Mortgage renewal in June 2026
Comments
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No Problem. They are different to the usual brown trees, which makes them stand out and unique. I have seen some lovely pics of them while searching for quotes, here is one of my favsdaisy_1571 said:Aw thanks tez, great quotes especially the last one there, lovely pics of silver birches, they always seem such friendly trees to me

Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/252 -
That is quite heavenly, what a gorgeous photo/painting.22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'1
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No money spent today
No direct debits today
Natwest CC Daily payment £4.02 Total daily payments made this month £105.03
Total of all Natwest CC payments, including weekly and monthly payments made this month £280.03 leaving a balance of £1425.68*This month refers to 30th September to 30th October (the day before pay day)
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/253 -

Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/253 -
Cant believe you are £20 away from being over £300 lower than what your balance was on 29th Sept, less than 1 month ago.2
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No money spent today
No direct debits today
Natwest CC Daily payment £4.03 Total daily payments made this month £109.06
Total of all Natwest CC payments, including weekly and monthly payments made this month £284.06 leaving a balance of £1421.65*This month refers to 30th September to 30th October (the day before pay day)
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/256 -

Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/253 -
I had the first of my 12 (1 a month) FREE Greggs hot drinks, that i got for buying my car insurance via Confused.com earlier this month, on the way to work this morning. It should have been £2.10 for a regular hot chocolate ..... £2.10 !!! Wowzers ! for a bit of chocolate powder and hot water. 1/6th of an hours wage, or nearly 1/5 after tax. People must have some money to waste thats all i can say
Can you tell i never buy drinks out 
I did my weekly food shop today that came to £31.66 and put £20.00 worth of fuel in the car to get to work and back.
Direct Debits
£71.20 CSA Payment
Natwest CC Daily payment £4.04 Total daily payments made this month £113.10
Total of all Natwest CC payments, including weekly and monthly payments made this month £288.10 leaving a balance of £1417.61*This month refers to 30th September to 30th October (the day before pay day)
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/255 -

Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/252 -
Lol, bless you. Yes you can tell that you never buy drinks out, £2.10 is at the lower end of the hot drinks take out pricing. Don't peek at Costa or Starbucks prices!. At least you got it as a perk freebie and did you enjoy it?3
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