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Hopefully debt free before Mortgage renewal in June 2026
Comments
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Today marks my 300th daily payment in a row
No money spent today
Direct debits
Standing order for £40.00 for my weekly payment into my emergency/savings account. Total paid in this month is £160.00 Balance now stands at £775.91
Debt payments
Natwest CC Weekly payment £39.00 (I pay an additional £1 every week until the debt is paid in full) Total weekly payments made this month £150.00
Natwest CC Daily payment £4.00 Total daily payments made this month £97.00
Total of all Natwest CC payments, including weekly and monthly payments made this month £272.00 leaving a balance of £1433.71*This month refers to 30th September to 30th October (the day before pay day)
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/255 -

Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/252 -
300 days well done, under 1500 too well done there too.
Wonder where 'my' tree is 🤔 and what type it is, i always like a silver birch, be nice if it is one of those but I dont mind
Dxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'1 -
300 days of payments is a great achievement - well done.1
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Thank you. I'm definitely making some good progress nowdaisy_1571 said:300 days well done, under 1500 too well done there too.
Wonder where 'my' tree is 🤔 and what type it is, i always like a silver birch, be nice if it is one of those but I dont mind
Dxx
I have had a good long look for some Silver Birch Pics with quotes and there aren't many at all, but i have managed to find these 3. They aren't the best but they were the best i could find. But i will keep a look out to see if i can spot any in the future x

Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/253 -
Aw thanks tez, great quotes especially the last one there, lovely pics of silver birches, they always seem such friendly trees to me22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'1
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No money spent today
No direct debits today
Natwest CC Daily payment £4.01 Total daily payments made this month £101.01
Total of all Natwest CC payments, including weekly and monthly payments made this month £276.01 leaving a balance of £1429.70*This month refers to 30th September to 30th October (the day before pay day)
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/252 -

Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/255
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