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Hopefully debt free before Mortgage renewal in June 2026

1767779818287

Comments

  • Tezzadp
    Tezzadp Posts: 641 Forumite
    500 Posts Photogenic Name Dropper
    No money spent today
    No direct debits today

    Natwest CC Daily payment £3.96 Total daily payments made this month £81.06

    Total of all Natwest CC payments, including weekly and monthly payments made this month £217.06 leaving a balance of £1488.65

    *This month refers to 30th September to 30th October (the day before pay day)


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £1200.50 - 30/10/25
  • Tezzadp
    Tezzadp Posts: 641 Forumite
    500 Posts Photogenic Name Dropper
                                            

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £1200.50 - 30/10/25
  • Tezzadp
    Tezzadp Posts: 641 Forumite
    500 Posts Photogenic Name Dropper
    My weekly food shop today came to £30.15

    No direct debits today

    Natwest CC Daily payment £3.97 Total daily payments made this month £85.03

    Total of all Natwest CC payments, including weekly and monthly payments made this month £221.03 leaving a balance of £1484.68

    *This month refers to 30th September to 30th October (the day before pay day)




    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £1200.50 - 30/10/25
  • Tezzadp
    Tezzadp Posts: 641 Forumite
    500 Posts Photogenic Name Dropper
                        

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £1200.50 - 30/10/25
  • Tezzadp
    Tezzadp Posts: 641 Forumite
    500 Posts Photogenic Name Dropper
    From today every 5 days is a minimum of £20.00 paid back to the debt via the daily payments  B) 

    No money spent today
    No direct debits today

    Natwest CC Daily payment £3.98 Total daily payments made this month £89.01

    Total of all Natwest CC payments, including weekly and monthly payments made this month £225.01 leaving a balance of £1480.70

    *This month refers to 30th September to 30th October (the day before pay day)




    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £1200.50 - 30/10/25
  • Tezzadp
    Tezzadp Posts: 641 Forumite
    500 Posts Photogenic Name Dropper
                                    

    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £1200.50 - 30/10/25
  • Rhyddid2026
    Rhyddid2026 Posts: 661 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Tezzadp said:
                                    

    I think I am this tree! 
    Debts                04/01/25         01/11/25   
    Natwest2           £6,509.97       £5,700 
    NatWest CC      £7,612.74       £6,755
    Lloyds CC          £6,112.60      £4,815
    1st Direct CC     £176.03         £0
    CC total             £20,411.34     £17,270
    TSB OD             £500              £0
    1st Direct OD     £600              £0
    Car loan             £4,000           £4,000
    1st Direct Loan  £10,684.44    £8,710
    Total                   £36,195.78    £29,980
  • Tezzadp
    Tezzadp Posts: 641 Forumite
    500 Posts Photogenic Name Dropper
    No money spent today
    No direct debits today

    Natwest CC Daily payment £3.99 Total daily payments made this month £93.00

    Total of all Natwest CC payments, including weekly and monthly payments made this month £229.00 leaving a balance of £1476.71

    *This month refers to 30th September to 30th October (the day before pay day)


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £1200.50 - 30/10/25
  • Tezzadp
    Tezzadp Posts: 641 Forumite
    500 Posts Photogenic Name Dropper
                                     
    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £1200.50 - 30/10/25
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