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Hopefully debt free before Mortgage renewal in June 2026
Comments
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I'm also excited for the update taking you to 3 figures buuuut what I've really got my chair pulled up for is Thursday next week's post - the day before Nov payday when we see your figures for your final month of the year.4
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Im down to 3 figures now and less than £1,000
Thanks for all the support
I havent done my usual weekly food shop today, i will do it tomorrow instead.
No money spent today
No direct debits today
Natwest CC Daily payment £4.25 Total daily payments made this month £79.04
Total of all Natwest CC payments, including weekly and monthly payments made this month £202.04 leaving a balance of £998.46*This month refers to 31st October to 27th November (the day before pay day)
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/254 -
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/251 -
Whoops i have just found this in my saved images that i should had posted last month, oh well i will post it now instead
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/253 -
Well done, it's inspiring seeing how you are chipping off the the debt, kudos!👌. I will be taking a leaf out of your book.
Challenges
NSD - Nov 10/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £1,378/£1,378 -(52/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £34,501.82/£38,000
Mortgage - Jan 2025 £75,600-Current bal £38,405.76 Target MF (Jun 26) 240 days.
Loan - Jan 2025 £4,095 - Current balance £1,544.37
"Look after the pennies and the pounds will look after themselves"
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Woop woop to smashing that £1k barrierWhat would you get if all you got was what you were thankful for?2
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Fabulous, you are the living image of a lot of these inspirational messages
Dxxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'1 -
Nearly there now. Well done. You're so right that consistency pays off.1
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Well done. You have made amazing progress and I'm looking forward to seeing you achieve your goal by Chrstmas day.1
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Thank you everyone Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £1200.50 - 30/10/253
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