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Hopefully debt free before Mortgage renewal in June 2026
Comments
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I'm also excited for the update taking you to 3 figures buuuut what I've really got my chair pulled up for is Thursday next week's post - the day before Nov payday when we see your figures for your final month of the year.4
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Im down to 3 figures now and less than £1,000
Thanks for all the support
I havent done my usual weekly food shop today, i will do it tomorrow instead.
No money spent today
No direct debits today
Natwest CC Daily payment £4.25 Total daily payments made this month £79.04
Total of all Natwest CC payments, including weekly and monthly payments made this month £202.04 leaving a balance of £998.46*This month refers to 31st October to 27th November (the day before pay day)
Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25
Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC4 -
Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25
Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC1 -
Whoops i have just found this in my saved images that i should had posted last month, oh well i will post it now instead
Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25
Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC3 -
Well done, it's inspiring seeing how you are chipping off the the debt, kudos!👌. I will be taking a leaf out of your book.
Challenges
NSD - January - 1/10
1. 2026 Mortgage-Free Wannabes #61 £ /£29,000, MF target June 2026, current mortgage balance - £29,659.62
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - Current balance £1,029.22
3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)
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Woop woop to smashing that £1k barrierWhat would you get if all you got was what you were thankful for?2
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Fabulous, you are the living image of a lot of these inspirational messages
Dxxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'1 -
Nearly there now. Well done. You're so right that consistency pays off.1
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Well done. You have made amazing progress and I'm looking forward to seeing you achieve your goal by Chrstmas day.1
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Thank you everyone Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25
Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC3
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