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Hopefully debt free before Mortgage renewal in June 2026

16465676970

Comments

  • Spendless
    Spendless Posts: 24,737 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That penny on the end would annoy me, I like round numbers. Glad it'll be gone tomorrow  🤣
  • Tezzadp
    Tezzadp Posts: 510 Forumite
    500 Posts Photogenic Name Dropper
    Spendless said:
    That penny on the end would annoy me, I like round numbers. Glad it'll be gone tomorrow  🤣
     :D   :D  :D
    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £2237.90 - 28/08/25
  • Tezzadp
    Tezzadp Posts: 510 Forumite
    500 Posts Photogenic Name Dropper
    No money spent today
    No direct debits today

    Debt payments 

    Natwest CC Daily payment £3.46 Total daily payments made this month £10.35

    Total of all Natwest CC payments, including weekly and monthly payments made this month £41.35 leaving a balance of £2196.55

    *This month refers to 29th August to 29th September (the day before pay day)


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £2237.90 - 28/08/25
  • Spendless
    Spendless Posts: 24,737 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yay, a figure starting 21. Not be long before that figure starts with a 1. 
  • Tezzadp
    Tezzadp Posts: 510 Forumite
    500 Posts Photogenic Name Dropper
    edited 2 September at 7:16PM
    No money spent today

    Direct debits

    E.ON Electric Bill £50.00
    Car Tax £16.62
    TV Licence £15.00
    Mortgage £517.72

    Debt payments 

    Natwest CC Monthly Direct debit Payment £27.15

    Natwest CC Daily payment £3.47 Total daily payments made this month £13.82

    Total of all Natwest CC payments, including weekly and monthly payments made this month £71.97 leaving a balance of £2165.93

    *This month refers to 29th August to 29th September (the day before pay day)


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £2237.90 - 28/08/25
  • Tezzadp
    Tezzadp Posts: 510 Forumite
    500 Posts Photogenic Name Dropper
    No money spent today
    No direct debits today

    Debt payments 

    Natwest CC Daily payment £3.48 Total daily payments made this month £17.30

    Total of all Natwest CC payments, including weekly and monthly payments made this month £75.45 leaving a balance of £2162.45

    *This month refers to 29th August to 29th September (the day before pay day)


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £2237.90 - 28/08/25
  • Tezzadp
    Tezzadp Posts: 510 Forumite
    500 Posts Photogenic Name Dropper
    I almost forgot. The end of August marked 8 months being Alcohol free for me  o:)

    4 more months to go before im Debt free and i can have a nice cold beer  B)



    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £2237.90 - 28/08/25
  • Tezzadp
    Tezzadp Posts: 510 Forumite
    500 Posts Photogenic Name Dropper
    Im doing this now before i forget, as im busy helping the brother inlaw do some DIY after work tonight so i probably wont have much time and might forget. I havent been and done my weekly shop yet but i will do that at some point in the next few days or so. If i do spend any money today i will report it on tomorrows post.

    No money spent today
    No direct debits today

    Debt payments 

    Natwest CC Daily payment £3.49 Total daily payments made this month £20.79

    Total of all Natwest CC payments, including weekly and monthly payments made this month £78.94 leaving a balance of £2158.96

    *This month refers to 29th August to 29th September (the day before pay day)


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £2237.90 - 28/08/25
  • Tezzadp
    Tezzadp Posts: 510 Forumite
    500 Posts Photogenic Name Dropper
    No money spent today
    No direct debits today

    Debt payments 

    Natwest CC Daily payment £3.50 Total daily payments made this month £24.29

    Total of all Natwest CC payments, including weekly and monthly payments made this month £82.44 leaving a balance of £2155.46

    *This month refers to 29th August to 29th September (the day before pay day)


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £2237.90 - 28/08/25
  • Tezzadp
    Tezzadp Posts: 510 Forumite
    500 Posts Photogenic Name Dropper
    No money spent today

    Direct debits 

    Standing order for £40.00 for my weekly payment into my emergency/savings account. Total paid in this month is £80.00 Balance now stands at £818.02

    Debt payments 

    Natwest CC Weekly payment £32.00 (I pay an additional £1 every week until the debt is paid in full) Total weekly payments made this month £63.00

    Natwest CC Daily payment £3.51 Total daily payments made this month £27.80

    Total of all Natwest CC payments, including weekly and monthly payments made this month £117.95 leaving a balance of £2119.95

    *This month refers to 29th August to 29th September (the day before pay day)


    Debts on Jan 6th 2025

    Tesco Credit card 0% = £2273 
    Virgin Credit Card 0%  = £1230 
    Hastings Loan 12.70% = £2962.60 


    Total = £6465.60

    Natwest CC £2237.90 - 28/08/25
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