Hopefully debt free before Mortgage renewal in June 2026

Spendless

Must admit I'm watching in fascination as I see that figure creep towards starting with a 1. 

Tezzadp

I did my food shop today after work. It came in more than usual at £49.78 but i am going try to make this last until hopefully Tues 30th Sept which would then take me into my next accounting month for my next shop. But if i cant make it last that long (13 ish days) then i will try and make it last as long as possible and maybe just have a small top up shop before that day.

Direct debits

Mobile bill £23.99

Debt payments 

Natwest CC Daily payment £3.63 Total daily payments made this month £70.70

Total of all Natwest CC payments, including weekly and monthly payments made this month £193.85 leaving a balance of £2044.05

*This month refers to 29th August to 29th September (the day before pay day)

Spendless

Groceries have gone up in price recently (again!) and I found that combined with being unable to find a lot of smaller sized packs. So if your shopping bill is suddenly costing more then be assured its not you, its them. 

Tezzadp

Spendless said:

Groceries have gone up in price recently (again!) and I found that combined with being unable to find a lot of smaller sized packs. So if your shopping bill is suddenly costing more then be assured its not you, its them. 

Yeh the fifth consecutive month that food prices have increased now .... when will it end??    I did buy a couple of extra treats while shopping as i did the worst thing to do when food shopping and that is shopping when im really hungry  But i will try and make it last as long as possible, hopefully into my next accounting month. 

Tezzadp

My car failed then passed my MOT after having a small amount of work done to it today. Total bill including MOT fee, parts and labour came to £106.31 which i am quite happy about really as it could be (and normally is) a lot worse. So i have taken the £106.31 out my emergency/savings account, as this was one of the occasions i have been saving it for anyway. My emergency/savings account balance now stands at £731.38 ..... amazed i still have that much left after my MOT to be honest   

No direct debits today

Debt payments 

Natwest CC Daily payment £3.64 Total daily payments made this month £74.34

Total of all Natwest CC payments, including weekly and monthly payments made this month £197.49 leaving a balance of £2040.41

*This month refers to 29th August to 29th September (the day before pay day)

Tezzadp

A lovely milestone will be happening tomorrow...... The Debt WILL be starting with a 1 !!!!!   

No money spent today

Direct debits

Standing order for £40.00 for my weekly payment into my emergency/savings account. Total paid in this month is £160.00 Balance now stands at £771.38

Debt payments 

Natwest CC Weekly payment £34.00 (I pay an additional £1 every week until the debt is paid in full) Total weekly payments made this month £130.00

Natwest CC Daily payment £3.65 Total daily payments made this month £77.99

Total of all Natwest CC payments, including weekly and monthly payments made this month £235.14 leaving a balance of £2002.76

*This month refers to 29th August to 29th September (the day before pay day)

Tezzadp

TODAY THE DEBT NOW STARTS WITH A 1     

No money spent today
No direct debits today

Natwest CC Daily payment £3.66 Total daily payments made this month £81.65

Total of all Natwest CC payments, including weekly and monthly payments made this month £238.80 leaving a balance of £1999.10

*This month refers to 29th August to 29th September (the day before pay day)

Spendless

Well done. Im glad the MOT cost wasnt too painful either. Im now looking forward to your end of month round up and you zooming through the next thousand and you having a 3 figure number left to clear. 

Cara_

Great news about the MOT.

Another milestone reached - the end is in sight which is very good news.

I'm looking forward to the end of the month report and your plans for the next few months.

dawnybabes

Whoop! Slow and steady wins the race 🥰🥰