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Hopefully debt free before Mortgage renewal in June 2026
Comments
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Today i did my food shop. It came to £52.82 which is more than normal but i intend this to last more than normal. Im hoping it can last the whole of next week, until the following Tuesday, which is 16th of September so 10 days instead of the usual 7 days.
No direct debits today
Debt payments
Natwest CC Daily payment £3.52 Total daily payments made this month £31.52
Total of all Natwest CC payments, including weekly and monthly payments made this month £121.47 leaving a balance of £2116.43*This month refers to 29th August to 29th September (the day before pay day)
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £2237.90 - 28/08/253 -
No money spent today
No direct debits today
Debt payments
Natwest CC Daily payment £3.53 Total daily payments made this month £34.85
Total of all Natwest CC payments, including weekly and monthly payments made this month £125.00 leaving a balance of £2112.90*This month refers to 29th August to 29th September (the day before pay day)
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £2237.90 - 28/08/250 -
I have booked my car in today at the garage for next week for its MOT. So fingers crossed that nothing too costly crops up.
No money spent today
No direct debits today
Debt payments
Natwest CC Daily payment £3.54 Total daily payments made this month £38.39
Total of all Natwest CC payments, including weekly and monthly payments made this month £128.54 leaving a balance of £2109.36*This month refers to 29th August to 29th September (the day before pay day)
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £2237.90 - 28/08/252 -
No money spent today
No direct debits today
Debt payments
Natwest CC Daily payment £3.55 Total daily payments made this month £41.94
Total of all Natwest CC payments, including weekly and monthly payments made this month £132.09 leaving a balance of £2105.81*This month refers to 29th August to 29th September (the day before pay day)
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £2237.90 - 28/08/253 -
Congratulations on the 8 months alcohol free!! That's a massive achievement!
Debts 04/01/25 01/09/25
Tesco CC £6,509.97 £5,930 (now NatWest2)
NatWest CC £7,612.74 £6,905
Lloyds CC £6,112.60 £4,943.12
1st Direct CC £176.03 £6.68
CC total £20,411.34 £17,784.80TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,005
Total £36,195.78 £30,789.80
EF £5001 -
Im doing my payment for today this morning because im going to see Jimmy Carr tonight straight after work, that i bought as a treat a few months ago, and i wont have much time and might forget to do it later. If i spend any money i will account for this tomorrow. Have a good day all.
No money spent today
No direct debits today
Debt payments
Natwest CC Daily payment £3.56 Total daily payments made this month £45.50
Total of all Natwest CC payments, including weekly and monthly payments made this month £135.65 leaving a balance of £2102.25*This month refers to 29th August to 29th September (the day before pay day)
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £2237.90 - 28/08/252 -
Enjoy Jimmy Carr and when you clock in here tomorrow you will be on to the figure starting 20.1
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Enjoy the gig and time with the offspring. Love how effectively you chip away at thingsMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.1
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Last night i went to see Jimmy Carr with my daughter, that was a little treat i bought earlier in the year. It wasn't bad, but it was much the same material that he is famous for and you see online, which is expected, at least i can say i have seen him live now.
I spent a bit of money on a few things last night. Fuel for the car £20.01 which i will take out of my budget for the month as this fuel will also be used to get to work in my normal day to day life.
But i also bought some fast food for me and my daughter as i was very hungry and didnt have time to eat before leaving the house straight after work, this came to £16.83. I also paid £3.50 for parking in a car park near the theatre. So the £16.83 and £3.50 = £20.33 in total i will take out of my Savings/Emergency account as this is money i wouldnt have spent in my usual day to day living expenses. So my Savings/emergency account balance now stands at £797.69
No direct debits today
Debt payments
Natwest CC Daily payment £3.57 Total daily payments made this month £49.07
Total of all Natwest CC payments, including weekly and monthly payments made this month £139.22 leaving a balance of £2098.68*This month refers to 29th August to 29th September (the day before pay day)
Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £2237.90 - 28/08/252
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