Hopefully debt free before Mortgage renewal in June 2026

Tezzadp

No money spent today

Direct debits

Monthly CSA payment £71.20

Debt payments

My monthly Direct debit for my Natwest CC has come out of my account also today which is for £37.68

Natwest CC Daily payment £2.84 Total daily payments made this month £2.84

Total of all Natwest CC payments, including weekly and monthly payments made this month £40.52 leaving a balance of £3227.35

These payments today bring the total paid over the 50% paid mark, the day after my 6 month summary, so i was only a day off hitting my target. I can't complain about that   

*This month refers to 30th June to 30th July (the day before pay day)

Tezzadp

daisy_1571 said:

You are doing really well and being able to move jobs even with a slight cut in salary just reinforces the good things that can happen when debt is gone and instead of paying a third of you salary (ie working more than a week of the month, every month) to give straight to other people, soon you'll be able to give that to yourself every month.  

Well done

Dxx

Thank you. Yes, i can't wait for the freedom that being debt free gives you, aswell as the relief of not having any debts. The next thing after paying my debts will be the other handcuff to work which is paying my mortgage off. That is a much longer term project and will have to have other shorter term goals within it such as saving for a holiday, home improvements, newer car etc.... but thats another chapter. 

Tezzadp

Cara_ said:

A positive end to June with paying off 50% of your debt, a new job, meals in the freezer, treats and I think you must also be celebrating six months of being alcohol free.

That's a lovely picture of your dog and the frog.

Thank you, yes lots of positives this month. I didnt post about being 6 months alcohol free yesterday as i still had another day to go before i made it to the 6 months. But i can confirm that today is my 6 months anniversary of being alcohol free  I have been tempted over the last 6 months, especially in the nice weather to have a couple of beers in the evening but i didnt want to destroy all my hard work upto that time and break my streak of no alcohol until im debt free. Im determined to stick at it until every last penny is paid off, so hopefully xmas day, or maybe i will wait until new years day just to make it a full 12 months, i can have a nice cold beer to celebrate. 

Ha yeah the dog was chasing it all around the garden, the poor frog was jumping all over the place. until i got to her and told her NO! and took the photo   

Tezzadp

Tesco food shop today came in at £34.68

Direct debits

E-ON Electricity monthy bill £50.00
Car Tax £16.62
TV Licence £15.00
Mortgage £517.72

Debt payments

Natwest CC Daily payment £2.85 Total daily payments made this month £5.69

Total of all Natwest CC payments, including weekly and monthly payments made this month £43.37 leaving a balance of £3224.50

*This month refers to 30th June to 30th July (the day before pay day)

Tezzadp

No money spent today
No direct debits today

Debt payments

Natwest CC Daily payment £2.86 Total daily payments made this month £8.55

Total of all Natwest CC payments, including weekly and monthly payments made this month £46.23 leaving a balance of £3221.64

*This month refers to 30th June to 30th July (the day before pay day)

Tezzadp

No money spent today
No direct debits today

Debt payments

Natwest CC Daily payment £2.87 Total daily payments made this month £11.42

Total of all Natwest CC payments, including weekly and monthly payments made this month £49.10 leaving a balance of £3218.77

*This month refers to 30th June to 30th July (the day before pay day)

Tezzadp

Life comes at you fast, and can end in an instant. Enjoy every moment with the ones you love 

So sad 

 RIP Diogo Jota  

Tezzadp

No money spent today

Standing order for £40.00 for my weekly payment into my emergency/savings account. Total paid in this month is £40.00 Balance now stands at £532.20

Debt payments 

Natwest CC Weekly payment £23.00 (I pay an additional £1 every week until the debt is paid in full) Total weekly payments made this month £23.00

Natwest CC Daily payment £2.88 Total daily payments made this month £14.30

Total of all Natwest CC payments, including weekly and monthly payments made this month £74.98 leaving a balance of £3192.89

*This month refers to 30th May to 29th June (the day before pay day)

Tezzadp

No money spent today
No direct debits today

Natwest CC Daily payment £2.89 Total daily payments made this month £17.19

Total of all Natwest CC payments, including weekly and monthly payments made this month £77.87 leaving a balance of £3190.00

*This month refers to 30th May to 29th June (the day before pay day)

Tezzadp

No money spent today
No direct debits today

Natwest CC Daily payment £2.90 Total daily payments made this month £20.09

Total of all Natwest CC payments, including weekly and monthly payments made this month £80.77 leaving a balance of £3187.10

*This month refers to 30th May to 29th June (the day before pay day)