We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Hopefully debt free before Mortgage renewal in June 2026
Options
Comments
-
No money spent today
No direct debits today
Debt payments
Natwest CC Daily payment £2.79 Total daily payments made this month £71.82
Total of all Natwest CC payments, including weekly and monthly payments made this month £193.85 leaving a balance of £3651.13*This month refers to 30th May to 29th June (the day before pay day)Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £2757.31 - 30/07/250 -
Cara_ said:The tickets are a well derserved treat for all your hard work and it will be lovely to spend time with your daughter doing something you both enjoy. I hope your daughter's surgery goes well and that she recovers quickly.The debt total is reducing nicely and it won't be long before it drops into the next the next thousand.
Yes it's edging slowly down. The daily payments add up a lot quicker now. Hopefully at the 50% paid off point very soon.Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £2757.31 - 30/07/251 -
Congrats on getting tickets! Sounds like a nice treat*Dad loan - £5300 - £7300
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£400
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £860
*Total debt - £8560/£11641.17*
Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1000/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
No money spent today
No direct debits today
Debt payments
Natwest CC Daily payment £2.80 Total daily payments made this month £74.62
Total of all Natwest CC payments, including weekly and monthly payments made this month £196.65 leaving a balance of £3648.33*This month refers to 30th May to 29th June (the day before pay day)Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £2757.31 - 30/07/252 -
Sarahwithlove said:Congrats on getting tickets! Sounds like a nice treatDebts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £2757.31 - 30/07/250 -
No money spent today
Standing order for £40.00 for my weekly payment into my emergency/savings account. Total paid in this month is £200.00 Balance now stands at £492.20
Debt payments
Natwest CC Weekly payment £22.00 (I pay an additional £1 every week until the debt is paid in full) Total weekly payments made this month £100.00
Natwest CC Daily payment £2.81 Total daily payments made this month £77.43
Total of all Natwest CC payments, including weekly and monthly payments made this month £221.46 leaving a balance of £3623.52*This month refers to 30th May to 29th June (the day before pay day)Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £2757.31 - 30/07/251 -
You are doing really well. Tackling the debt, building savings and have treated yourself too.1
-
No money spent today
No direct debits today
Natwest CC Daily payment £2.82 Total daily payments made this month £80.25
Total of all Natwest CC payments, including weekly and monthly payments made this month £224.28 leaving a balance of £3620.70*This month refers to 30th May to 29th June (the day before pay day)Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £2757.31 - 30/07/250 -
Spendless said:You are doing really well. Tackling the debt, building savings and have treated yourself too.Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £2757.31 - 30/07/253 -
No money spent today
No direct debits today
Natwest CC Daily payment £2.83 Total daily payments made this month £83.08
Total of all Natwest CC payments, including weekly and monthly payments made this month £227.11 leaving a balance of £3617.87*This month refers to 30th May to 29th June (the day before pay day)Debts on Jan 6th 2025
Tesco Credit card 0% = £2273
Virgin Credit Card 0% = £1230
Hastings Loan 12.70% = £2962.60
Total = £6465.60
Natwest CC £2757.31 - 30/07/251
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards