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Hopefully debt free before Mortgage renewal in June 2026

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Comments

  • Spendless
    Spendless Posts: 25,239 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Dont beat yourself up about it. As said its likely to even itself up over the next couple of weeks. You are now eating healthier than you were. 

    We also told you to factor in some treats a few weeks ago, so an ice cream on.a hot day is a good choice.

    Next time have a look how much a bag of frozen peppers would be instead. I dont like them in salads, prefer fresh but should be ok in cooking. 
  • Cara_
    Cara_ Posts: 185 Forumite
    Third Anniversary 100 Posts
    As Daisy_1571 and Spendless have already said, the budget will even up over the next few weeks plus, you have been spending to the lower end of your budget for a while and this week, the budget is only slightly over the maximum amount you set.
    An ice cream will be welcome this weekend.
  • Tezzadp
    Tezzadp Posts: 1,214 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    I cooked my curry this evening. I have managed to fill all 6 of my tubs to be put into the freezer and had a plate full for my tea tonight aswell. That should save me some money in the coming weeks.

    No money spent today
    No Direct debits today

    Natwest CC Daily payment £2.72 Total daily payments made this month £52.50

    Total of all Natwest CC payments, including weekly and monthly payments made this month £153.53 leaving a balance of £3691.45

    *This month refers to 30th May to 29th June (the day before pay day)


    Debts  Jan 6th 2025 = £6465.60 
    Natwest CC £0 - 25/12/25

    If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elU

    My Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC 

    X (Twitter) : https://x.com/Savvy_Squirrel_
  • daisy_1571
    daisy_1571 Posts: 2,996 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    7 meals - thats great  :)

    Dxx
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • Tezzadp
    Tezzadp Posts: 1,214 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    Thanks everyone, i now have a little bit of a stock of frozen meals to last me a while so hopefully that will save me a bit of money over the coming weeks. I can enjoy my Ice cream a little more this weekend now :blush:
    Debts  Jan 6th 2025 = £6465.60 
    Natwest CC £0 - 25/12/25

    If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elU

    My Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC 

    X (Twitter) : https://x.com/Savvy_Squirrel_
  • Tezzadp
    Tezzadp Posts: 1,214 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    No money spent today
    No Direct debits today

    Natwest CC Daily payment £2.73 Total daily payments made this month £55.23

    Total of all Natwest CC payments, including weekly and monthly payments made this month £156.26 leaving a balance of £3688.72

    *This month refers to 30th May to 29th June (the day before pay day)


    Debts  Jan 6th 2025 = £6465.60 
    Natwest CC £0 - 25/12/25

    If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elU

    My Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC 

    X (Twitter) : https://x.com/Savvy_Squirrel_
  • Tezzadp
    Tezzadp Posts: 1,214 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    I think she liked the look of my free donut i got from work  :D


    Debts  Jan 6th 2025 = £6465.60 
    Natwest CC £0 - 25/12/25

    If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elU

    My Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC 

    X (Twitter) : https://x.com/Savvy_Squirrel_
  • Cara_
    Cara_ Posts: 185 Forumite
    Third Anniversary 100 Posts
    That's a great picture - definitely eyeing up the donut.
  • Sarahwithlove
    Sarahwithlove Posts: 3,502 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    That donut looks immense. 
    *Dad loan - £7000 - £7000
    *Tesco Credit Card (0% 9/9/27) - £3623.18 - £3623.18
    *Nationwide Loan - £11,000 -£11000.00
    *Total Debt - £21623.18/£21623.18*


    Savings
    *Sinking Fund - £1400/2000
    *Emergency Fund - £0/£3000


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • Tezzadp
    Tezzadp Posts: 1,214 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    No money spent today

    Standing order for £40.00 for my weekly payment into my emergency/savings account. Total paid in this month is £160.00 Balance now stands at £538.15

    Debt payments 

    Natwest CC Weekly payment £21.00 (I pay an additional £1 every week until the debt is paid in full) Total weekly payments made this month £78.00

    Natwest CC Daily payment £2.74 Total daily payments made this month £57.97

    Total of all Natwest CC payments, including weekly and monthly payments made this month £180.00 leaving a balance of £3664.98

    *This month refers to 30th May to 29th June (the day before pay day)


    Debts  Jan 6th 2025 = £6465.60 
    Natwest CC £0 - 25/12/25

    If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elU

    My Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC 

    X (Twitter) : https://x.com/Savvy_Squirrel_
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