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Hopefully debt free before Mortgage renewal in June 2026
Comments
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Dont beat yourself up about it. As said its likely to even itself up over the next couple of weeks. You are now eating healthier than you were.
We also told you to factor in some treats a few weeks ago, so an ice cream on.a hot day is a good choice.
Next time have a look how much a bag of frozen peppers would be instead. I dont like them in salads, prefer fresh but should be ok in cooking.3 -
As Daisy_1571 and Spendless have already said, the budget will even up over the next few weeks plus, you have been spending to the lower end of your budget for a while and this week, the budget is only slightly over the maximum amount you set.An ice cream will be welcome this weekend.1
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I cooked my curry this evening. I have managed to fill all 6 of my tubs to be put into the freezer and had a plate full for my tea tonight aswell. That should save me some money in the coming weeks.
No money spent today
No Direct debits today
Natwest CC Daily payment £2.72 Total daily payments made this month £52.50
Total of all Natwest CC payments, including weekly and monthly payments made this month £153.53 leaving a balance of £3691.45*This month refers to 30th May to 29th June (the day before pay day)
Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25
Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC0 -
7 meals - thats great
Dxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'1 -
Thanks everyone, i now have a little bit of a stock of frozen meals to last me a while so hopefully that will save me a bit of money over the coming weeks. I can enjoy my Ice cream a little more this weekend now
Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25
Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC0 -
No money spent today
No Direct debits today
Natwest CC Daily payment £2.73 Total daily payments made this month £55.23
Total of all Natwest CC payments, including weekly and monthly payments made this month £156.26 leaving a balance of £3688.72*This month refers to 30th May to 29th June (the day before pay day)
Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25
Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC0 -
I think she liked the look of my free donut i got from work
Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25
Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC1 -
That's a great picture - definitely eyeing up the donut.1
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That donut looks immense.*Dad loan - £5300 - £7000
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £0
*Total debt - £7000/£11641.17*
Savings
*Sinking Fund - £800/£2500
*Emergency Fund - £1000/£1000
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
No money spent today
Standing order for £40.00 for my weekly payment into my emergency/savings account. Total paid in this month is £160.00 Balance now stands at £538.15
Debt payments
Natwest CC Weekly payment £21.00 (I pay an additional £1 every week until the debt is paid in full) Total weekly payments made this month £78.00
Natwest CC Daily payment £2.74 Total daily payments made this month £57.97
Total of all Natwest CC payments, including weekly and monthly payments made this month £180.00 leaving a balance of £3664.98*This month refers to 30th May to 29th June (the day before pay day)
Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25
Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC0
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